I picked a Medicare Advantage plan last year, and I'm not sure if my hearing aids are covered. How do I figure this out?

Question

David Ghiorso · Accepted Answer

1. Call the member services phone number on the back of your card, and inquire as to how the hearing aid benefits work with your specific Advantage plan.
2. or,  call the Agent/Broker who helped you enroll in the Advantage plan. He or she should be able to give you the main points of the hearing aid benefits and then point you to phone numbers for third party contractors who provide the hearing aid benefits to this plan.
3. or, obtain the EOC (Evidence of Coverage) pdf document that outlines in detail how all the benefits work, for your plan.

Tasha Riggs · Answer

Call customer service on the back of your card or call your broker who set you up. They will have that answer.

Ben Washington · Answer

I picked a Medicare Advantage plan last year, and I'm not sure if my hearing aids are covered. How do I figure this out? You can look plan summary benefits or evidence of coverage documents. You can ask your broker or customer service.

Answered by Ben Washington on May 26, 2025

Broker Licensed in IL, FL, MN, SC, TX & WI

Answered by Ben Washington Medicare Insurance Agent

James Carlson · Answer

We can call the carrier or the hearing aid company.  This will give the client confidence in me.
it is also an opportunity to help the client understand that the benefit is really a small amount of the total cost.

Marie Terhune · Answer

For my clients, I always invite them to call me directly with any questions and I will look up their policy and tell them what benefits they have available to them, including hearing benefits. Benefits vary from policy to policy and from one insurance carrier to another. You can also call the customer service of your insurance company directly, but as your local agent I would always try to go the extra mile to help with any questions.

Answered by Marie Terhune on April 1, 2025

Broker Licensed in NH

Answered by Marie Terhune Medicare Insurance Agent

Mary Turner · Answer

There are several ways you can check the benefits of your plan. I would recommend setting up your account online. You can see your benefits, check on claims, your max out of pocket (MOOP) and more. You can locate your plan on the Medicare.Gov and access your summary of benefits and evidence of coverage. If you are looking for a less technical way, just call the customer service number on the back of your card.

Answered by Mary Turner on April 21, 2025

Broker Licensed in FL

Answered by Mary Turner Medicare Insurance Agent

Lance Stanley · Answer

To find out if your hearing aids are covered, you can review your plan's benefit booklet, contact the plan's customer service, or use the Medicare.gov/coverage tool to search for coverage.

Jeffrey Kruzel · Answer

Hi, great question! Your Medicare Advantage plan has an Evidence of Coverage, which details all of the benefits included in your plan. You will need to look in the evidence of coverage of your plan to understand your hearing aid benefits.

Answered by Jeffrey Kruzel on June 3, 2025

Broker Licensed in FL, GA, MI, SC & TN

Answered by Jeffrey Kruzel Medicare Insurance Agent

Steve Houchens · Answer

Either call your agent or the plan itself to see what your coverage provides. Either source should be able Tom find out what you have

Gregg Matheny · Answer

The best way I have found to find if a service or product is covered is by calling the insurance carrier directly. A lot of the “is this covered?” Questions come after a service or product has been purchased which makes things a little more difficult. Ask the carrier ahead of time if a certain hearing aid, dental procedure, durable medical equipment, etc.. is covered and at what in network facility?

Answered by Gregg Matheny on March 26, 2025

Agent Licensed in AZ & UT

Answered by Gregg Matheny Medicare Insurance Agent

Michael Yost · Answer

There should be a phone number for member services on the back of your insurance card. I would call them.

Julie Joyce · Answer

A good broker would be able to easily let you know how and what your Advantage plan covers. Or you can always call Member Services on the back of your insurance card and they will be able to let you know.

Answered by Julie Joyce on March 25, 2025

Agent Licensed in PA, CT, DE & 9 other states

Answered by Julie Joyce Medicare Insurance Agent

Sergio Valenzuela · Answer

You can find out that in the summary of benefits or evidence of coverage for your current insurance carrier.

Fred Manas · Answer

To determine if your Medicare Advantage plan covers hearing aids, you need to review your plan's Evidence of Coverage (EOC), contact the plan directly, or use the Medicare Plan Finder tool. Original Medicare does not cover hearing aids or exams for fitting them, but some Medicare Advantage plans offer extra benefits that may include hearing aid coverage. 
Here's a more detailed breakdown of how to find out:
1. Review your Evidence of Coverage (EOC):
This document outlines all the benefits, costs, and services covered by your specific Medicare Advantage plan. Look for specific details about hearing aid coverage, including what types of aids are covered, any limitations, and any associated costs. 
2. Contact your plan directly:
You can call the plan's customer service number or visit their website for specific details about their hearing aid coverage. 
3. Use the Medicare Plan Finder:
Medicare.gov provides a plan finder tool where you can input your zip code and filter by plan type (Medicare Advantage) to find plans in your area that offer hearing benefits. Look for plans with a green check mark indicating hearing benefits and then click on "Plan Details" to review specific coverage information. 
4. Consider your Part B coverage:
While Original Medicare doesn't cover hearing aids themselves, Part B may cover diagnostic hearing and balance exams if ordered by your doctor. 
5. Understand coverage limitations:
Even if your plan offers hearing aid coverage, there may be limitations, such as the number of hearing aids you can receive annually, the types of aids covered, or specific in-network providers you need to use. 
By utilizing these resources, you can get a clear understanding of your Medicare Advantage plan's hearing aid coverage and determine if it meets your needs.

Toni Chavez · Answer

You can call your plan for information on the hearing benefit and the costs.  Remember to find a provider in the network to maximize that allowance.

Eizel Mere · Answer

You could check the plan information online or the booklet sent by the company or you could call the number on the back of your card and ask a representative. Another way is to have an annual of your plan with an agent able to show you benefits.

Answered by Eizel Mere on April 28, 2025

Broker Licensed in FL

Answered by Eizel Mere Medicare Insurance Agent

Edward Wooten · Answer

Majority of Advantage plans include hearing coverage.  There are a few ways to verify: 
1. Contact your agent (fastest)
2. Review your plan booklet or documents
3. Create an online account, which is a great way to stay informed about your plan including any perks your plan may offer.  
4. Call the company you are insured with

Amy Twary · Answer

You can log into your account at the insurance carrier's web site, contact your agent that enrolled you in the plan, check your Summary of Benefits printout, or call the customer service # on your member card.

Answered by Amy Twary on June 2, 2025

Broker Licensed in NC, OH, SC & TN

Answered by Amy Twary Medicare Insurance Agent

Donald Heath · Answer

Look at your Summary of Benefits. It should list all your coverage details. If you can't put your hands on it, call the customer service number on your ID card to have them send another. Good to keep it handy for reference.

Answered by Donald Heath on May 5, 2025

Agent Licensed in CA, AZ, CO & NM, NV, TX & WA

Answered by Donald Heath Medicare Insurance Agent

I picked a Medicare Advantage plan last year, and I'm not sure if my hearing aids are covered. How do I figure this out?

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I picked a Medicare Advantage plan last year, and I'm not sure if my hearing aids are covered. How do I figure this out?

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