David Ghiorso, Medicare Insurance Agent
David Ghiorso
Ghiorso Insurance Solutions
Medicare Agent Licensed in CA, AZ, IA, MT, NV and TN
Contact Details
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Location
Rocklin, CA
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Phone
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Website
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LinkedIn
David Can Help With:
About Me
Ghiorso Insurance Solutions - Focus on Medicare and LTC. I support the Greater Placer/Sacramento/ El Dorado Regions. I help you navigate the Medicare Maze so you can find the right plan for your situation! Medicare Supp, Medicare Advantage, PDP. Local. Independent. Friendly. No cost to you.
Directions to My Office
Q&A with David Ghiorso
What’s one Medicare decision that too many people regret later?
Answer: They choose price (saving a few pennies) over the medical group they want to actually received medicare through. They get caught up in "shiny object" benefits instead of quality of care, via the medical group.
Can you describe a time when you helped a client navigate a complex Medicare issue?
Answer: I can think of multiple times when a client was facing complex Medicare issues, which really means, they were having to compare the two different Medicare Pathways. More complex situations can arise when one has, employer retiree health insurance and has too look at price and coverage when comparing that to outside Medicare plans.
I picked a Medicare Advantage plan last year, and I’m not sure if my hearing aids are covered. How do I figure this out?
Answer: 1. Call the member services phone number on the back of your card, and inquire as to how the hearing aid benefits work with your specific Advantage plan.
2. or, call the Agent/Broker who helped you enroll in the Advantage plan. He or she should be able to give you the main points of the hearing aid benefits and then point you to phone numbers for third party contractors who provide the hearing aid benefits to this plan.
3. or, obtain the EOC (Evidence of Coverage) pdf document that outlines in detail how all the benefits work, for your plan.