Jeffrey Kruzel, Medicare Insurance Broker
Jeffrey Kruzel
J Kruzel Insurance
Medicare Broker Licensed in FL, GA, MI, SC and TN
5+ Years of Experience
Contact Details
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Location
Oldsmar, FL
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Phone
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Website
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About Me
After working and paying into Medicare taxes your entire life, it's time to receive a true Medicare benefit. With career backgrounds in physical therapy and as a public school teacher, I have a unique perspective educating seniors about their health insurance options. My focus will always be on education, listening to your needs, and providing highly personalized recommendations. My unique process allows seniors on any budget to shop the market and find the perfect coverage. If you have questions related to Medicare, I would be honored to help.
Q&A with Jeffrey Kruzel
What do you like most about being a Medicare agent?
Answer: It's the teaching. Medicare can be complicated, and I love making it simple for individuals to understand. It really brings me joy. I also love providing that feeling of peace for seniors once they are in a plan that accomplishes their desired goals. It's like giving a gift, which I really enjoy.
I picked a Medicare Advantage plan last year, and I'm not sure if my hearing aids are covered. How do I figure this out?
Answer: Hi, great question! Your Medicare Advantage plan has an Evidence of Coverage, which details all of the benefits included in your plan. You will need to look in the evidence of coverage of your plan to understand your hearing aid benefits.
Part A Inpatient Hospital deductible $1,676 but if I have Part C Advantage Plan, the hospital $350 copay per day 1-7 so how does this work?
Answer: The Medicare benefits included in your selected Medicare Advantage (Part C) replaces the Medicare Part A benefits. Thus, you would not be charged the $1676 deductible, and your cost sharing would be covered at $350 copay per day 1-7.
I tried calling Medicare and got transferred five times. Is there any way to get straight answers from them?
Answer: I'm sorry you have had this experience. Calling 1-800-Medicare is the best way to speak with a Medicare representative. They also have a lot of information available on their website at Medicare.gov. If you can't find the information you are looking for, it might also be good to speak with a local Medicare agent.