What's the deal with Medicare covering medical equipment like wheelchairs- do I need a special approval?

Answered by 11 licensed agents

Most items that are covered under durable medical equipment by Medicare Will have a 20% copay to the member. Certain items such as a wheelchair with customizations may require a doctor's prescription and others, for example a shower chair, would not require a prescription. If you are enrolled in a Medicare Advantage plan you will want to check with the plan to ensure that you are using an in-network supplier to keep your cost at the lowest possible rate. And oftentimes places like senior centers will have received donations for things like transport chairs, walkers, shower chairs that you can borrow.

Answered by Deb Haley on April 30, 2025

Broker Licensed in MA, CT, FL & 10 other states

Answered by Deb Haley Medicare Insurance Agent
Medicare Part B covers durable medical equipment (DME) like wheelchairs when deemed medically necessary, but you must have a doctor’s prescription and obtain prior approval from Medicare to confirm it meets their criteria, such as being essential for use within your home. This includes items supplied by Medicare-approved DME providers, though many beneficiaries don’t realize this until a need arises, often prompting a last-minute call to advisors for clarification. Without proper approval, coverage won’t apply, and you’d face full costs, so verifying these requirements early is key.

Answered by Brian Moore on March 27, 2025

Broker Licensed in OH

Answered by Brian Moore Medicare Insurance Agent
Your doctor starts that process. If you have a Medicare Supplement and already met your deductible then it pays for it. If your on a Medicare Advantage Plan, it pays 80% leaving you 20% to pay.

Answered by Lt Col Tim Brown on March 28, 2025

Broker Licensed in TN, AL, CO & 10 other states

Answered by Lt Col Tim Brown Medicare Insurance Agent

Answered by Charise Karjala on May 5, 2025

Broker Licensed in CA, AZ, CO, PA & WA

Answered by Charise Karjala Medicare Insurance Agent
Medicare does cover durable medical equipment (DME), including wheelchairs, but there are specific requirements. Generally, Medicare Part B will cover medically necessary DME if prescribed by a doctor for use in the home.

Answered by Shawn Brown on March 25, 2025

Broker Licensed in FL, AL, CO & 7 other states

Answered by Shawn Brown Medicare Insurance Agent
Your doctor does a prescription for durable medical equipment and supplies such as oxygen, wheelchairs, a CPAP, etc. They just use a prescription to show the equipment would be medically necessary and appropriate for you.

Answered by Jolynn Allen on April 21, 2025

Agent Licensed in CO

Answered by Jolynn Allen Medicare Insurance Agent
Yes - your doctor needs to write an order for this and/or any durable medical equipment that would help you at home. If you don't get one from the doctor you can figure on paying for most of the cost out of pocket.

Answered by Diana Salisbury on April 19, 2025

Broker Licensed in OH, IN & MI

Answered by Diana Salisbury Medicare Insurance Agent
Medicare does cover durable medical equipment. You would need approval from your doctor and is typically covered at 80%

Answered by Cody Brown on March 31, 2025

Agent Licensed in MO, AR, AZ & 5 other states

Answered by Cody Brown Medicare Insurance Agent
You can't just go out and say, "I need a wheelchair." There needs to be a prescription from a doctor typically. Medicare does cover it, but not at 100%. Depending upon the type of Medicare plan, there could be some out-of-pocket.

Answered by Frank Adkisson on May 1, 2025

Broker Licensed in NE, AR, AZ & 13 other states

Answered by Frank Adkisson Medicare Insurance Agent
Yes, it needs to be medically necessary. See your family physician. They can help you provide a letter so that you can get any durable medical equipment that is covered by Medicare. And yes that would include wheelchairs and even motorized wheelchairs

Answered by Gary Henderson on April 19, 2025

Agent Licensed in TX, AK, AL & 46 other states

Answered by Gary Henderson Medicare Insurance Agent
You will require a preauthorization ordered from your doctor. You will be responsible for 20% of the cost under original Medicare Part B after the $255 Part B Deductible is met or a Medicare Advantage plan

Answered by Marcie Barnes on April 21, 2025

Agent Licensed in TX, AK, AL & 48 other states

Answered by Marcie Barnes Medicare Insurance Agent

Tags: Coverage The Medicare System

Agents: Share Your Expertise

Have insights or experiences related to this topic? Help others by sharing your knowledge and answering this question.

Seniors: Ask a Question of Your Own

Questions are generally answered within 1 to 3 business days. Receive valuable perspectives from multiple licensed agents and brokers.

Ask a Question