How will advancements in wearable health tech (like smartwatches) integrate with Medicare?

Answered by 4 licensed agents

That is a great question. There a few Medigap carriers who will give you a discount on your premium. I just visited a new client today and she has an Apple Watch and will get a monthly discount. This carrier I just sold gives you a discount if you have an Apple Watch or a Fitbit.

Answered by Joseph Bachmeier on March 26, 2025

Agent Licensed in PA, DE, FL & MD, NC, NJ & SC

Answered by Joseph Bachmeier Medicare Insurance Agent
We're talking about the future state of healthcare, not just in the Medicare space.

Wearables could potentially be a big cost savings for Medicare in the future. Constant monitoring and early detection could create less trips to the ER. Post-surgical patients and patients discharged from the hospital, could see less frequent trips to a provider for follow ups.

Almost like Progressive Insurance's in-car monitor, called Snapshot, having a similar medical wearable, and agreeing to share the data, could potentially allow insurers to monitor vital statistics, track exercise times, sleep patterns, etc. resulting in potential savings for the more active among us.

I don't think we're there yet in terms of the technology. With all the providers and insurers out there, finding technology that will integrate all the different wearable brands and various IT systems is a tall task. We're probably not too far away, however.

Then, there's the myriad of privacy and PII (Personal Identifiable Information) concerns to be wrestled with.

Answered by Bill Filer on March 29, 2025

Agent Licensed in MO, GA, KS & TN

Answered by Bill Filer Medicare Insurance Agent
Advancements in wearable health technology are poised to significantly enhance patient care and facilitate faster diagnoses. By continuously monitoring vital metrics such as heart rate, blood pressure, glucose levels, oxygen saturation, and sleep patterns, these devices provide valuable data that can be shared with healthcare providers. This allows for more efficient coordination of care and timely follow-up.

Answered by Sherah Beasley on March 31, 2025

Broker Licensed in TX

Answered by Sherah Beasley Medicare Insurance Agent
Currently there isn't much integration with Medicare and items like Smart watches. Smart watches already have the capability of tracking exercise routines, blood pressure monitoring and pulse rate activity. What I see in the future is Medicare companies integrating with Smart Watches and Smart Phones to assist with monitoring health activity and providing incentives for meeting goals and completing tasks.

Answered by Mel Stevens on April 2, 2025

Agent Licensed in AZ

Answered by Mel Stevens Medicare Insurance Agent

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