How do I know if a Medigap policy is right for me, and what's the best time to buy one?

Answered by 3 licensed agents

This question cannot be answered without knowing all your circumstances, but there are just as many different answers to this question as there are agents in the field, as to why you should or should not. Again, a trustworthy agent can explain this in detail.

Answered by Larry Dalton on March 26, 2025

Broker Licensed in OK & TX

Answered by Larry Dalton Medicare Insurance Agent
By using someone who has experience in the business to explain the pro's and con's of the plan, how it works. Medigap is the name Medicare calls it. It is actually a Medicare Supplement Plan. The best time to buy one is when your in your enrollment period for Medicare. If you already have a supplement plan, you can change those plans anytime of the year you like as long as you can qualify.

Answered by Lt Col Tim Brown on April 1, 2025

Broker Licensed in TN, AL, CO & 10 other states

Answered by Lt Col Tim Brown Medicare Insurance Agent
A Medigap policy is right for you for a number of reasons:

1. You are in the younger market like age 65 and that gives you a low premium.

2. You're health is not great, many doc visits, maybe a few chronic conditions requiring on going services.

3. Medigap policies follow Medicare's lead, and Medicare patients are treated everywhere. In other words, Medigap clients don't hear "no" when or if they want to go to a specialist locally or anywhere in the country.

Answered by William Kravit on March 25, 2025

Agent Licensed in WI, AZ, CO & 9 other states

Answered by William Kravit Medicare Insurance Agent

Tags: Advice for Seniors Coverage Medicare Supplement

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