I'm homebound and need remote monitoring for my heart condition. What Medicare benefits might apply to someone in my situation?

Question

Larry Dalton · Accepted Answer

Yes, if your physician deems it medically necessary.  However, some other EKG devices are most likely not covered by Medicare.

Steven Bleicher · Answer

There can be a wide variety of answers to this question due to the various symptoms that folks can have. There are tools that can be used to "remotely" signal to an outside location that your heart is working properly (or not). You will be beholden to your cardiologist who is your expert and will write up "A PLAN OF CARE" specifically for you. It might entail a number of hours a day where the doctor feels that a registered nurse ought to see you daily or every other day, depending upon the cardiologist's discretion. The other side of this coin is that I can only presume that an operation to remedy your dilemma is out of the question. It can sometimes have a lot to do with which plan you picked up at age 65 between a Medigap or Supplement vs. a Med. Advantage plan both of which demonstrate differing benefits.

Answered by Steven Bleicher on April 17, 2025

Broker Licensed in AZ

Answered by Steven Bleicher Medicare Insurance Agent

Vachik Chakhbazian · Answer

Medicare will reimburse for remote patient monitoring.  home heart monitor is deemed medically necessary by your doctor then it will be covered by Medicare

Robert Baez · Answer

Medicare and private insurers often cover medically necessary cardiac monitoring devices for home use. Check with your insurance carrier/summary of benefits.

Dominic Javier · Answer

Medicare covers home health services under Part A and/or Part B. Medicare covers durable medical equipment, in your case, heart monitoring device, and medical supplies for use at home. You will pay nothing for home health services. However, for Medicare-covered durable medical equipment, you will pay 20% of the Medicare approved amount. The Part B deductible applies.

Answered by Dominic Javier on April 15, 2025

Broker Licensed in TX

Answered by Dominic Javier Medicare Insurance Agent

Leisha Stevens · Answer

Yes, remote patient monitoring is covered by Medicare if your program meets their guidelines. As healthcare continues to evolve, Medicare has recognized the importance of RPM for improving patient care, especially for the aging population and those with chronic conditions.

Answered by Leisha Stevens on April 16, 2025

Broker Licensed in OH, CA, FL & NC

Answered by Leisha Stevens Medicare Insurance Agent

Ken Banks · Answer

IF the device is medically necessary, then Medicare will cover it.  Otherwise, you will have to pay for a home heart monitor out-of-pocket.

Michael Hughes · Answer

Yes, there are specific Medicare programs designed to support individuals with heart conditions, especially those who are homebound. To determine exactly what benefits you may qualify for, I would need to know whether you have Original Medicare or a Medicare Advantage plan, as coverage can vary.

Answered by Michael Hughes on April 10, 2025

Agent Licensed in TX

Answered by Michael Hughes Medicare Insurance Agent

I'm homebound and need remote monitoring for my heart condition. What Medicare benefits might apply to someone in my situation?

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I'm homebound and need remote monitoring for my heart condition. What Medicare benefits might apply to someone in my situation?

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