I'm at high risk for heart disease based on my family history. What additional preventive services might Medicare cover for someone with my risk factors?

Answered by 15 licensed agents

Based on family history of heart disease, you may consider a Medicare Supplemental Plan, to go along with your original Medicare, this would give you the best coverage if you encountered major issues so your medical expenses would have the best coverage available to you.

Answered by Kathy Adams on April 28, 2025

Agent Licensed in NV & ND

Answered by Kathy Adams Medicare Insurance Agent
If you’re at high risk for heart disease, Medicare DOES cover some extra preventive services that can really help.

They’ll cover things like a cardiovascular screening every 5 years, that checks your cholesterol and other key levels. And you also get a yearly visit with your doctor to talk about heart health and how to stay on track with things like diet and exercise.

If your doctor sees any other red flags, there may be more services Medicare can cover, too, but it depends on your situation.

Answered by Ruben Trejo on April 18, 2025

Broker Licensed in TX, AL, AR & 27 other states

Answered by Ruben Trejo Medicare Insurance Agent
Medicare has placed a dollar value on over 60,000 treatments & procedures. As long as there is a value on anything you are diagnosed with, among those 60,000 are various heart procedures. The only aspects to think about are those experimental treatments which have not yet been approved by the CDC (the Center for Disease Control) & CMS (the Centers for Medicare & Medicaid Services). First, are you watching carefully your intake of salt/red meat?

The most important thing is to set a "baseline" with your cardiologist when you are still in fairly good health so that if your health turns, he/she will have something to compare to in your early EKG's. I hope you have just realized that using your Primary Care Physician in NOT the recipe for you due to your family's history. You must find a great cardiologist who has been recommended to you as being one of the best. Check if your local university employs a doctor of cardiology who is well known. Just like when you detect something is wrong with your car, you'll bring it to the best mechanic you know of. By the same token, you'll spend a great deal of time seeking the best in cardio specialists. Also, pay attention to the advanced exercises that will be given to you, in order to stave off the possible stents that you might need.

Answered by Steven Bleicher on July 6, 2025

Broker Licensed in AZ

Answered by Steven Bleicher Medicare Insurance Agent
Medicare Part B covers a cardiovascular screening every five years for individuals at risk for heart disease, including those with a family history. This screening includes blood tests to check cholesterol, lipid, and triglyceride levels, which can help detect conditions leading to heart attack or stroke.

Answered by Diana Garner on August 21, 2025

Broker Licensed in KY, FL, IN, OH & TN

Answered by Diana Garner Medicare Insurance Agent
Great question — and a very smart one to ask. If you’re at high risk for heart disease, Medicare offers several preventive services to help catch problems early and support your heart health.

Here’s what Medicare Part B typically covers at no cost to you (if your provider accepts assignment):

✅ 1. Cardiovascular Disease (CVD) Risk Screening

What it is: A screening every 5 years that checks your cholesterol, lipid, and triglyceride levels.

Why it matters: Helps identify high cholesterol and other risk factors early — especially important if heart disease runs in your family.

✅ 2. Cardiovascular Behavioral Therapy

What it is: An annual visit with your primary doctor to assess your diet and provide tips on healthy eating to reduce heart disease risks.

Pro tip: This is often bundled into your Annual Wellness Visit.

✅ 3. Blood Pressure Checks

Done routinely during office visits.

High blood pressure is a silent killer — and a key indicator for heart problems.

✅ 4. Obesity Screening & Counseling

What it is: If your BMI is 30 or higher, Medicare may cover intensive behavioral counseling to help you lose weight.

Excess weight is a major contributor to heart disease.

✅ 5. Diabetes Screenings

What it is: Covered up to 2 times per year if you’re at high risk — and diabetes is a major heart disease risk factor.

If you already have diabetes, Medicare also covers self-management training, nutrition therapy, and supplies.

✅ 6. Smoking Cessation Counseling

Covered even if you haven’t been diagnosed with a smoking-related illness.

Up to 8 face-to-face sessions per year if you’re a smoker — and quitting reduces heart risk immediately.

✅ 7. Annual Wellness Visit

Includes a personalized prevention plan.

You can discuss all your risk factors and build a heart-healthy strategy.

🧠 Bonus Tip:

If you qualify for a Medicare Advantage Plan, some of them offer extra perks like gym memberships (SilverSneakers), meal delivery, or expanded nutrition counseling — which can really h

Answered by Leslie Kaz on August 5, 2025

Agent Licensed in CA, AL, AZ & 7 other states

Answered by Leslie Kaz Medicare Insurance Agent
1. Cardiovascular Disease Screenings: Medicare Part B covers these screenings once every 5 years. This includes blood tests to check your cholesterol, lipid, and triglyceride levels, which can indicate conditions that may lead to a heart attack or stroke. If your provider accepts assignment, you won't have to pay anything for these screenings.

2. Cardiovascular Behavioral Therapy: Medicare Part B covers one session each year with your primary care physician or practitioner. This therapy helps you lower your risk for cardiovascular disease and may include a blood pressure check and healthy diet advice. You pay nothing if your provider accepts assignment.

3. Abdominal Aorta Aneurysm Screening: If you have a family history of abdominal aorta aneurysm, Medicare covers a one-time screening. This screening involves a one-time ultrasound to check for a ballooning of the main blood vessel transporting blood to the legs.

4. Intensive Behavioral Therapy (IBT) for Obesity: Medicare covers IBT for obesity, especially relevant if being overweight contributes to your heart disease risk. This counseling is typically done by a doctor or other healthcare professional in a primary care setting. If the provider accepts Medicare assignment, there are no out-of-pocket costs for the counseling and assessments.

5. Other Related Preventive Services: Tobacco Cessation Counseling: If you use tobacco, Medicare Part B covers counseling to help you quit.

Medical Nutrition Therapy: Medicare covers medical nutrition therapy if your doctor determines it is medically necessary.

Intensive Behavioral Therapy for Cardiovascular Disease: This therapy is specifically designed to reduce CVD risk through counseling on diet, exercise, and aspirin use.

Annual Wellness Visit: This annual visit provides an opportunity to discuss preventive care and establish a personalized screening schedule.

Answered by Fred Manas on June 7, 2025

Agent Licensed in NY, CT, DC & 7 other states

Answered by Fred Manas Medicare Insurance Agent
If you’re at high risk for heart disease, Medicare actually offers a pretty solid range of preventive services designed to catch issues early and manage your risk.

Answered by Vachik Chakhbazian on April 12, 2025

Agent Licensed in CA, AL, AR & 22 other states

Answered by Vachik Chakhbazian Medicare Insurance Agent
Medicare Part B covers several preventive services for heart disease, including cardiovascular screenings and behavioral therapy. Cardiovascular screenings check cholesterol, lipid, and triglyceride levels every five years, helping to detect conditions that may lead to heart attack or stroke. Additionally, individuals can receive a yearly cardiovascular behavioral therapy visit with their primary care physician to help lower their risk for cardiovascular disease.

Answered by Gary Henderson on April 10, 2025

Agent Licensed in TX, AK, AL & 46 other states

Answered by Gary Henderson Medicare Insurance Agent
Testing services. Also any additional procedures that may be required. Must be recommended by your Dr and Medicare approved

Answered by Mike Henry on April 12, 2025

Agent Licensed in TX

Answered by Mike Henry Medicare Insurance Agent
Specified disease plans such as heart attack, Cancer and Stroke are additional policies one can buy that will give extra help to pay for costs for treatment; additionally can be set up to cover travel expenses as well.

Answered by Deborah Webster on May 14, 2025

Broker Licensed in Ia & SC

Answered by Deborah Webster Medicare Insurance Agent
Medicare offers preventative services beyond the standard screenings. Preventative services for high risk individuals include: 1) Cardiovascular disease risk reduction, 2) Cardiovascular Behavioral therapy, 3) Intensive Cardiac rehabilitation, 4) Cardiovascular screenings, 5) Abdominal Aortic Aneurysm, 6) Annual Wellness visit.

Answered by Tony Hardwick on April 28, 2025

Agent Licensed in GA, AZ, CA & 15 other states

Answered by Tony Hardwick Medicare Insurance Agent
My initial question is are you already on Medicare or are you planning ahead?

If you have not turned 65 yet or have and have no serious pre-existing conditions, a Medicare Supplement (a.k.a. Medigap plan) covers everything that Original Medicare Part A and Part B do not with only an annual deductible of $257, and no other surprise out of pocket expenses.

Answered by Jim Carroll on August 2, 2025

Broker Licensed in FL, AL, GA & 9 other states

Answered by Jim Carroll Medicare Insurance Agent
Medicare covers 100% of qualified preventive tests including cardiovascular tests and exams. Such as: cardiovascular tests including blood.

Answered by Natalee Nimmo on April 28, 2025

Broker Licensed in SC, FL, GA & KY, MO, NC & TX

Answered by Natalee Nimmo Medicare Insurance Agent
Medicare plans can offer special programs for certain conditions called CSNPS. CSNPS may of provide extra services that are more in tune with their members needs.

Answered by Jody Hill on August 8, 2025

Agent Licensed in FL

Answered by Jody Hill Medicare Insurance Agent
Medicare may cover extra preventive services like heart disease screenings, cholesterol and blood pressure tests, and counseling on diet if you’re at high risk. These help catch issues early and support a healthier lifestyle.

Answered by Marisol Torres on April 12, 2025

Broker Licensed in IL, CA, FL & 19 other states

Answered by Marisol Torres Medicare Insurance Agent

Tags: Advice for Seniors Coverage Medicare Part B

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