Could Medicare ever adopt a tiered premium system based on lifestyle factors?

Answered by 3 licensed agents

This question is a very vague question and difficult to answer without understanding the individual circumstances.

Medicare has tiers of cost in their Part B and part D premiums and are based on your income. This does not affect the average Medicare beneficiary unless you’re in those high-income brackets.

Insurance companies operate on different levels, and their cost structure includes high and low deductibles, that can affect your cost.

Answered by Larry Dalton on March 29, 2025

Broker Licensed in OK & TX

Answered by Larry Dalton Medicare Insurance Agent
That doesn’t appear to be in the horizon. No one in my circles have mentioned anything to the effect either.

Answered by Lt Col Tim Brown on March 26, 2025

Broker Licensed in TN, AL, CO & 10 other states

Answered by Lt Col Tim Brown Medicare Insurance Agent
That could potentially happen, however it would be a challenging and controversial process. Medicare is currently a single tiered system and provides coverage for elderly and low income as well.

Answered by Jill Belvin on March 24, 2025

Agent Licensed in TX, AZ, FL, MI & NJ

Answered by Jill Belvin Medicare Insurance Agent

Tags: The Medicare System

Agents: Share Your Expertise

Have insights or experiences related to this topic? Help others by sharing your knowledge and answering this question.

Add Your Answer
Related Questions

Agent Locator

Find a local Medicare insurance agent near you, just enter your zip code to get started!

No personal information required to access the agent directory.
It's 100% Free and 100% Private.

Medicare Agents Hub
A non-government resource website

Medicare Agents Hub does not sell insurance. We help seniors in all 50 states easily and quickly look up local, licensed Medicare insurance specialists in their area. We have made it our mission to maintain the internet's most comprehensive Medicare insurance agent directory.

Follow Us on:

Browse Local Agents by City

Learn & Explore

Agent Center

Government Required Disclaimer: Agents may not offer every plan available in your area. Any information provided is limited to those plans agents do offer in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Assistance Program (SHIP) to get information on all your options.

Medicare Agents Hub is a directory and does not sell Medicare insurance. The professionals listed on this website are independent and responsible for their own marketing practices. Medicare has neither reviewed nor endorsed this information. Medicare Agents Hub is not affiliated with, nor endorsed by, the U.S. government or the federal Medicare program.

About | Terms of Service | Privacy Policy | Accessibility

© 2025 MedicareAgentsHub.com. All Rights Reserved.