Are home modifications (like stairlifts) ever covered by Medicare for safety reasons?

Answered by 5 licensed agents

That's an interesting question. I just had this come up recently. With typical DME, Durable Medicare Equipment, like wheelchairs, hospital beds, etc., is usually covered under Medicare Part B. Stair lifts, in particular, would fall under Part A coverage and are generally not covered under Medicare. There is an actual exclusion for that type of Home Modification need.

Answered by Steve Brauer on April 8, 2025

Broker Licensed in AZ & CA

Answered by Steve Brauer Medicare Insurance Agent
No! Medicare does not consider items like these to be medically necessary. Having worked in the medical Durable Medical Equipment (DME) industry for many years, I understand that it can be extremely challenging to obtain insurance coverage for these products. However, in Oklahoma, if you have a medical prescription that states a diagnosis justifying the need for this device, you can purchase it without paying sales tax, provided it is used in your home.

Answered by Larry Dalton on April 14, 2025

Broker Licensed in OK & TX

Answered by Larry Dalton Medicare Insurance Agent
Medicare covers DME, durable medical equipment, but does not cover stairlifts. The stairlifts are considered home modifications rather than DME.

Answered by Clarence "Mark" Christiansen on April 4, 2025

Agent Licensed in WI, AZ, CA & 16 other states

Answered by Clarence "Mark" Christiansen Medicare Insurance Agent
Hello, usually modifications such as this are not covered, but you should check your plan for details.

Answered by Susan Kainrath on March 28, 2025

Broker Licensed in IL & IN

Answered by Susan Kainrath Medicare Insurance Agent
Yes, if you can prove that the modifications were needed as a direct result of a health issue, it would be covered. You just need your doctor to corroborate your "story". They can widen a door opening to accommodate a wheel chair, as well.

Answered by Steven Bleicher on April 8, 2025

Broker Licensed in AZ

Answered by Steven Bleicher Medicare Insurance Agent

Tags: Coverage

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