Joseph Mullen, Medicare Insurance Broker
Joseph Mullen
J. Mullen & Associates, LLC.
Medicare Broker Licensed in NY, CT, MD, PA, SC and TX
17+ Years of Experience
Contact Details
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Location
Albany, NY
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Phone
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Website
Joseph Can Help With:
About Me
Joseph Mullen serves as the President and Chief Executive Officer of J. Mullen & Associates, LLC. Joe has over 3 decades of insurance experience. Since 2008, Joe has dedicated his efforts to Medicare, helping clients understand and navigate the Medicare system. Joe received his MBA from The College of Saint Rose and holds a BS in Business Economics and Accounting from The State University of New York at Oneonta. He is a committed volunteer at local and regional food pantries and resides in the Capital District with his wife and three children.
Directions to My Office
Q&A with Joseph Mullen
I'm a smoker trying to quit. What smoking cessation benefits does Medicare offer for someone in my situation?
Answer: Hello,
Thank you for reaching out. Medicare provides coverage for smoking cessation, including prescription medications and counseling services, through Medicare Part B and Part D or via a Medicare Advantage plan. You can get coverage for smoking cessation through Original Medicare (parts A and B) more specifically, through Medicare Part B, which is medical insurance. You can also get coverage under a Medicare Advantage (Part C) plan. Medicare considers services to help you quit smoking as preventive care. This means that in many cases, you don’t have to pay any out-of-pocket costs.
Please let me know if you have any additional questions or if I can be of further assistance.
Joe
Can I be denied for a Medicare Supplement plan?
Answer: In New York State, all Medicare beneficiaries are eligible for continuous open enrollment for Medigap ( supplemental) policies. This means insurance companies: Must sell you a Medigap ( supplemental) policy at any time, no matter your age or health status. Cannot deny you coverage or charge you more because of your health status.