Why does Medicare allow insurance companies to bombard seniors with confusing mail and TV ads?
Answered by 12 licensed agents
Some ads or mailings can be misleading, such as promising benefits at a specified amount that isn't correct.
Medicare beneficiaries are more vulnerable. That's why I recommend working with a broker you trust to handle your insurance needs. I tell all of my clients to call me with any questions they have about anything they see on TV or receive in the mail. This is my way of protecting them from being enrolled in a plan that isn't a good fit for their situation.
Most of the time, the people on the phone you reach to go over your benefits, don't discuss all aspect of your needs such as medications, doctors, etc.
Answered by Diana Garner on April 9, 2025
Broker Licensed in KY, FL, IN, OH & TN
Answered by Larry Dalton on April 5, 2025
Broker Licensed in OK & TX
Answered by Robert Pennington on April 7, 2025
Broker Licensed in NC, GA, SC & VA
In most cases, it's not the insurance carriers themselves actually doing any of it. It's lead vendors that are responsible for almost all of it. The lead vendors get seniors to give them their information through what is often false or misleading advertising. Then they sell that information to insurance brokerages and agencies. It's the vendors who make the ads, buy tv and radio air time and internet and social media ads, send out the mailers, run the call centers, etc. The agents, the agencies and the brokerages often don't know what is being promised in these ads or by the operators in the lead vendor call centers.
Medicare has taken steps to crack down on the lead vendors, but they need to do more. Seniors need to call their Congressmen and Senators.
Answered by Michael Caldwell on June 2, 2025
Broker Licensed in IN, AL, AR & 31 other states
Independent Brokers do not push one Plan over another if they have integrity. The License we hold comes with the responsibility to "do what is in the client's best interest" not ours.
Perhaps a better way would be to run a series of videos that explain how Medicare works and the real options we all have...but without showing explicit Plans...make people see an Independent Broker who ca use their software to determine the correct Plan for that individual.
Answered by John L Herman Jr on April 4, 2025
Broker Licensed in MD, DE & PA
Answered by Craig Kirscht on April 7, 2025
Broker Licensed in CO, FL, IA, OK & SD
Answered by Steve Brauer on April 16, 2025
Broker Licensed in AZ & CA
If you don't have one feel free to call or text me Marcie Barnes 940-395-6572
Answered by Marcie Barnes on April 16, 2025
Agent Licensed in TX, AK, AL & 48 other states
Answered by Suzanne Lamperti on May 1, 2025
Broker Licensed in MD
As an agent, I think they are more hindering than helpful.
Medicare.gov shows seniors all choices online, and they offer a ship office
for those who don't have access to the internet.
Medicare also welcomes feedback from seniors on Medicare.
Answered by Deborah Webster on May 12, 2025
Broker Licensed in Ia & SC
Answered by Karen Ansell on April 22, 2025
Agent Licensed in FL, GA, KY & OH
Answered by Robert Remin on May 19, 2025
Agent Licensed in NY, CT, FL & NJ
Tags: Advice for Seniors The Medicare System
Agents: Share Your Expertise
Have insights or experiences related to this topic? Help others by sharing your knowledge and answering this question.
Seniors: Ask a Question of Your Own
Questions are generally answered within 1 to 3 business days. Receive valuable perspectives from multiple licensed agents and brokers.
Ask a Question