April Cintron, Medicare Insurance Broker
April Cintron
Sunshine Medicare Solutions
Medicare Broker Licensed in WV and OH
Contact Details
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Location
Pullman, WV
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Phone
April Can Help With:
- Medicare Advantage
- Medicare Supplement
- Prescription Drug
- Dental Plans
- Vision Plans
- Hearing Plans
- Individual / Family Plans
- Group Benefits
- Life Insurance
- Final Expense Insurance
- Critical Illness
- Long Term Care Insurance
- Short Term Care Insurance
- Disability Insurance
- Hospital Indemnity Insurance
- Annuities
About Me
Greetings! I'm April, a Medicare insurance agent dedicated to serving your local area. Medicare is my area of expertise, and I'm committed to helping you pinpoint the most suitable plan for your individual needs and budget. I'll handle the research and comparison of plans from top national and local companies, so you can relax. Plus, my assistance comes at absolutely no cost to you. Reach out to me today to discuss your Medicare insurance possibilities, and remember to mention you found me through Medicare Agents Hub!
Q&A with April Cintron
Answer: I highly recommend the hospital indemnity plans. In my opinion it helps to off set the cost if you have to be in the hospital or have surgery
Answer: You would still receive all the Medicare benefits. Nothing would change. Maybe chose a different plan to better accommodate you tho. Feel free to reach out to me if you need to. Thank you
Answer: In my honest opinion unless you go to the dr a lot advantage plans are the way to go But that’s everyone preference
Answer: You would have to contact an agent to have them check for you if your meds are covered. There is also advantage plans that cover meds too
Answer: More than likely your doctor will need to prescribe it. Then take it to the medical equipment and show them the script
Answer: There are a lot of different plans. It basically depends on your needs, your providers and medications. There’s no way of giving specific plan details without knowing what you need.
Answer: You can search for one in Medicare.gov or call the doctors office to see if they accept your plan.
Answer:
You’ll pay higher monthly premiums and out-of-pocket costs than with HMO plans.
You have more responsibility for managing and coordinating your own care without a primary care doctor.
Answer: Yes you will. There will be a penalty for signing up for Part B later. It’s always good to get the part B when it is first offered to prevent penalties down the road.
Answer: It’s part of marketing. It allows the carriers to offer their products to you. Some agents will send out mailers too me being one of them. I only mail out post cards and birthday cards.
Answer: Depending on your location it may be difficult to get a physician that’s in your network. There are lots of plans to help with that though. So please contact an agent to find out more
Answer: Yes it will cover the total cost after your deductible has been met. One the original Medicare Part B deductible has been met the plan G will pay 100%.
Answer: Hi, the flexibility between PPO and HMO is the type of healthcare providers and the need for referrals. PPOs allow the beneficiary to see any doctors or specialists in or out of network with needing a referral.
Answer: Depending on what plan you have, you may need a referral some plans require a referral if I knew more I could help more
Answer: Medicare covers diabetes screenings, medication management, nutrition therapy and physical activity
Answer:
Yes, MOOP limits means that’s the most you will have to pay for the year. For instance: if you have a MOOP of $7500 then once you reach that you shouldn’t have to pay any more. This includes Dr visits, hospital visits and meds.
If this did not answer your question please submit another question and I’ll try to answer it a little better
Answer: Yes part B does cover acupuncture. Depending on the physician and if they take Medicare or the plan you have