Is it ok to meet with multiple Medicare Brokers and Agents as I start looking for help?

Question

Anthony Castelluccio · Accepted Answer

I would suggest talking with a couple different Insurance Agents or Brokers as you start looking for Medicare help. Some Agents or Brokers only work with one carrier for supplemental plans. Some are too pushy, some may have the knowledge but can't communicate that well to transfer that knowledge to the people they are helping. Many different reasons to talk to a couple different people.

Answered by Anthony Castelluccio on May 10, 2025

Agent Licensed in PA, DE, MD, NJ & VA

Answered by Anthony Castelluccio Medicare Insurance Agent

Tony Capraro III · Answer

This answer is provided in a video format. Watch the agent's video response here: https://medicareagentshub.com/questions/is-it-ok-to-meet-with-multiple-medicare-brokers-and-agents#tony-capraro

Tasha Riggs · Answer

YES! I encourage it. Meet with several in your area. You will learn something each time to talk to them. Pick the person who you think will be there for you in the long run. 
Do not get pressured to sign up NOW. Wait until you have had time to process who you met and the information given to you. 
Do not give into fear tactics or pushy people. This is about you and not them.

Misty Bolt · Answer

I would meet with a broker like me that has been licensed for over 20 years and does all the plans and is licensed in several states.

Steven Whetstine · Answer

Yes!  

You want to find a Medicare agent that is going to be a good fit for you.  Identifying what makes sense for you is an important decision to make as you consider your Medicare options.  

Some agents are captive agents meaning they represent one company.  Some call themselves an independent agent or independent broker.  In these instances, you need to have an idea or understanding of what insurance carriers the agent is contracted and appointed with.  An independent agent is not limited to how many insurance carriers they are contracted, appointed and certified with.  Some call themselves an independent agent or broker with only a few contracts and some have may contracts with many insurance carriers.  Personally, I attempt to gain as many contracts as possible and have hybrid contracts as I know not everyone has the same needs.

You will need to make sure that the agent has a license for the state that you file your taxes in.  Where you will file your taxes is where your plan is going to be based.  

It is good to get an idea if an agent has certain biases.  Some agents may influence your decisions to give them the most commissions.  Some agents, like myself, will listen to your situation and identify what options make sense.

Alondra Arce · Answer

Meeting with multiple Medicare brokers or agents helps you compare options and find someone who really listens to your needs, not just sells a plan. Just make sure they’re independent and not tied to only one company.

Answered by Alondra Arce on May 9, 2025

Agent Licensed in CA, AL, AR & 14 other states

Answered by Alondra Arce Medicare Insurance Agent

Steve Thornton · Answer

✅ Yes! It’s smart to meet with more than one Medicare agent — just like you’d compare quotes when buying a car or home insurance.

Different agents represent different options. A broker represents multiple carriers and plan types, which gives you a broader view to help find the best fit for your needs and budget. In contrast, a captive agent typically works for just one company and can only offer plans from that carrier.

Just be sure to work with a licensed, trustworthy agent who takes the time to explain things clearly — not just sell you a plan.

Mitch Anderson · Answer

It is ok to meet with multiple brokers to develop a good relationship. We all have our unique styles for communication, education, and ongoing customer service. Find the best fit for you!

***Medicare Melanie*** · Answer

Meeting with multiple brokers could seem like a good idea, but considering that none of the information your broker shares with you is secret, and is easily accessible online, barring any person conflicts, our team does not see it as necessary to meet with multiple brokers. Your Broker is meant to show you options from many different insurance carriers, and you can avoid the hassle of speaking to many different individuals/companies by choosing a Broker.

Answered by ***Medicare Melanie*** on May 9, 2025

Broker Licensed in FL & GA

Answered by ***Medicare Melanie*** Medicare Insurance Agent

Wade Lashley · Answer

Yes it is and a good idea to do so. You’ll want an Agent who is knowledgeable and trustworthy in addition to someone that you have a good rapport with. Take a long term view when selecting an Agent.

Steven Bleicher · Answer

Absolutely a perfect plan!!  Good for you! I wish more Medicare newbies use your idea.  Good luck with your decision.

Timothy Brown · Answer

I would limit my options to no more than 3 and do business with the agent or broker that you feel most comfortable with and is showing all of the carrier and plan options available in your zip code.

Diana Garner · Answer

It could be a good idea to meet with different brokers or agents when searching for help for a few reasons. 

While most brokers or agents may represent several or all of the companies, there may be some that do not. 

Each agent or broker may have a different level of experience or a different approach to help you.

Meeting with different brokers or agents allows you to compare what you have learned and make an educated decision on what choice is right for you.

Steven Lovell · Answer

You can absolutely meet with multiple brokers and agents before you make your final decision.   The last enrollment you complete will supersede all previous applications.

John L Herman Jr · Answer

You should check with several Independent Brokers until you are comfortable with one you can trust. Your Health Care is a major issue and you should speak with as many as necessary until you feel you have someone to help you find the right Plan for your unique situation.

Answered by John L Herman Jr on June 12, 2025

Broker Licensed in MD, DE & PA

Answered by John L Herman Jr Medicare Insurance Agent

DeeDee Whitlock · Answer

It is absolutely ok to meet with multiple brokers! By meeting with different brokers you will get an idea of what all is available to you and you can get a feel of how things work. I always advise my clients to get recommendations from friends or Doctors offices for the honest agents in your area

Answered by DeeDee Whitlock on June 10, 2025

Broker Licensed in LA

Answered by DeeDee Whitlock Medicare Insurance Agent

Jennifer Stark · Answer

I think your best advantage would be to find a broker that represents multiple carriers, so you can compare and contrast the benefits that best fit your needs. Then it is alot easier to understand and get a clear oicture of what plan will work for you.

Answered by Jennifer Stark on July 15, 2025

Broker Licensed in WI, CO & FL

Answered by Jennifer Stark Medicare Insurance Agent

Fred Manas · Answer

Yes, it's generally a good idea to meet with multiple Medicare brokers and agents when you're exploring your options. Brokers often represent multiple companies, while agents may only represent one, so comparing different perspectives can be beneficial. Consulting with multiple professionals can help you find the plan that best suits your individual needs and budget. 
Here's why it's advisable to meet with more than one:
Broader perspective:
A broker, representing multiple companies, can offer a wider range of options compared to an agent who only sells plans from one specific company. 
Informed decision-making:
Meeting with multiple brokers allows you to compare different plans, coverage options, and pricing, helping you make a more informed choice. 
Potential for better deals:
Some brokers may be able to negotiate better rates or find more favorable plan options for you compared to others. 
Understanding your options:
Comparing different plans and talking to multiple professionals can help you understand the nuances of Medicare coverage and identify the best fit for your individual needs.

Gary Henderson · Answer

Yes, you want to get different opinions but I would recommend that you watch out for people that are pushing the plan that pays them the best. You always want to talk to a broker that has your interest at heart and not their own quality 
Again, I do not recommend Medicare advantage plans. You're very tempting because of the zero premium monthly, but you have a lot about-of-pocket expenses, especially if you get into an elongated illness. I recommendation if you can afford. It is always going to be a Medicare supplement plan. Usually plan n as in November is the most cost effective one

Carol Thompson · Answer

You can but it may create confusions. Never hurts to get a 2nd opinion. Most of my clients are referrals by other clients or know me. Therefore the trust is already established.

Rodolfo Rojas · Answer

It is okay, but if you find the right agent, stick with them. 
They all should have the capabilities to find the right plan for you. 
However, not everyone is equal, so people will go out of their way to assist you. 
Just make sure you provide the agent with answers to your needs.

Kris Neupauer · Answer

I encourage it. Some people don't because they want exclusivity, but I think it's the best way for you to figure out who you're going to know, like and trust.

Humara Riaz · Answer

Yes, it’s absolutely okay—and often a good idea—to meet with multiple Medicare brokers and agents when you're starting your search.
Medicare brokers and agents are typically paid by the insurance companies, not by you, so you can speak with multiple ones without incurring any costs.

Douglas Carney · Answer

Absolutely. Health insurance is a relationship-based business. If you don't like the first person you talk to, or they don't have the coverage you need, there is plenty of other agents and brokers available to help take care of your needs.

Answered by Douglas Carney on May 9, 2025

Broker Licensed in FL, GA, NC, OK & TX

Answered by Douglas Carney Medicare Insurance Agent

Christopher Stewart · Answer

Absolutely. Meeting with multiple brokers/agents can be beneficial. While a lot of brokers represent most of the plans in your service areas, some brokers only represent a select few, and some agents are captive agents (they work directly for the carrier). The best bet is to find a broker that represents the majority of plans in your service area as they can go through each carrier and the benefits for each plan. Choosing the right broker is important based on the simple fact that you want to have a well-educated broker that will also be as much of a customer service rep as they can, for you.

Answered by Christopher Stewart on July 7, 2025

Broker Licensed in FL, AL, AZ, CO & KS

Answered by Christopher Stewart Medicare Insurance Agent

Philip Santucci · Answer

You can most definitely meet with multiple however be sure to vet each one. Not all agents do the same things or have the same access. You will also want to look for someone with at least 5 years experience as well. You can research before hand then save time and meet with the one that matches you best.

Answered by Philip Santucci on June 5, 2025

Broker Licensed in IL

Answered by Philip Santucci Medicare Insurance Agent

Is it ok to meet with multiple Medicare Brokers and Agents as I start looking for help?

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