Is it ok to meet with multiple Medicare Brokers and Agents as I start looking for help?
Answered by 20 licensed agents
Answered by Anthony Castelluccio on May 10, 2025
Agent Licensed in PA, DE, MD, NJ & VA
Answered by Tony Capraro III on June 16, 2025
Agent Licensed in NH & ME
Do not get pressured to sign up NOW. Wait until you have had time to process who you met and the information given to you.
Do not give into fear tactics or pushy people. This is about you and not them.
Answered by Tasha Riggs on June 12, 2025
Broker Licensed in CO, AZ, HI & 10 other states
Answered by Misty Bolt on May 10, 2025
Agent Licensed in TN, AL, AR & 45 other states
You want to find a Medicare agent that is going to be a good fit for you. Identifying what makes sense for you is an important decision to make as you consider your Medicare options.
Some agents are captive agents meaning they represent one company. Some call themselves an independent agent or independent broker. In these instances, you need to have an idea or understanding of what insurance carriers the agent is contracted and appointed with. An independent agent is not limited to how many insurance carriers they are contracted, appointed and certified with. Some call themselves an independent agent or broker with only a few contracts and some have may contracts with many insurance carriers. Personally, I attempt to gain as many contracts as possible and have hybrid contracts as I know not everyone has the same needs.
You will need to make sure that the agent has a license for the state that you file your taxes in. Where you will file your taxes is where your plan is going to be based.
It is good to get an idea if an agent has certain biases. Some agents may influence your decisions to give them the most commissions. Some agents, like myself, will listen to your situation and identify what options make sense.
Answered by Steven Whetstine on June 19, 2025
Agent Licensed in AZ, ID, IN & 6 other states
Answered by Alondra Arce on May 9, 2025
Agent Licensed in CA, AL, AR & 14 other states
Answered by Mitch Anderson on June 24, 2025
Agent Licensed in MN, IA & WI
Answered by ***Medicare Melanie*** on May 9, 2025
Broker Licensed in FL & GA
Answered by Steven Bleicher on May 29, 2025
Broker Licensed in AZ
Answered by Timothy Brown on June 1, 2025
Broker Licensed in PA, CT, DE & 15 other states
Answered by Steven Lovell on May 9, 2025
Broker Licensed in GA, CA, FL & 7 other states
Answered by John L Herman Jr on June 12, 2025
Broker Licensed in MD, DE & PA
Answered by DeeDee Whitlock on June 10, 2025
Broker Licensed in LA
Here's why it's advisable to meet with more than one:
Broader perspective:
A broker, representing multiple companies, can offer a wider range of options compared to an agent who only sells plans from one specific company.
Informed decision-making:
Meeting with multiple brokers allows you to compare different plans, coverage options, and pricing, helping you make a more informed choice.
Potential for better deals:
Some brokers may be able to negotiate better rates or find more favorable plan options for you compared to others.
Understanding your options:
Comparing different plans and talking to multiple professionals can help you understand the nuances of Medicare coverage and identify the best fit for your individual needs.
Answered by Fred Manas on May 9, 2025
Agent Licensed in NY, CT, DC & 7 other states
Again, I do not recommend Medicare advantage plans. You're very tempting because of the zero premium monthly, but you have a lot about-of-pocket expenses, especially if you get into an elongated illness. I recommendation if you can afford. It is always going to be a Medicare supplement plan. Usually plan n as in November is the most cost effective one
Answered by Gary Henderson on May 9, 2025
Agent Licensed in TX, AK, AL & 46 other states
Answered by Carol Thompson on May 14, 2025
Broker Licensed in FL, LA, MI & NC, SC, VA & WI
Answered by Douglas Carney on May 9, 2025
Broker Licensed in FL, GA, NC, OK & TX
Answered by Kris Neupauer on June 7, 2025
Broker Licensed in MN, ND, SD & WI
Medicare brokers and agents are typically paid by the insurance companies, not by you, so you can speak with multiple ones without incurring any costs.
Answered by Humara Riaz on June 13, 2025
Broker Licensed in TX, AL, AR & 23 other states
Answered by Philip Santucci on June 5, 2025
Broker Licensed in IL
Tags: Agent Interview Medicare Part A New To Medicare
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