How could a universal healthcare debate shift Medicare's structure in the next decade?
Answered by 11 licensed agents
The continuously skyrocketing rise in costs are not stopped by that method. Politicians keep thinking they can mandate a solution that may sound good but is actually impractical.
An example is the Inflation Act & the Infrustructure Act that mandated healthcare changes, as did the Affordable Care Act that solved some problems, but priced to finding to do what was required.
That is why the countries with so-called Universal Healthcare have extreme waiting periods for serious procedures like hip replacement, and heart by-pass operations, etc; causing those that can afford to go to countries like the USA, India, etc; where they can pay to have the procedures done.
Answered by Daniel Maisel on April 28, 2025
Broker Licensed in CA, AZ, MI & NV, OH, TN & WA
If the U.S. ever moved toward universal healthcare — meaning everyone gets health coverage from the government — it could majorly shift how Medicare works. Here’s how:
Medicare could expand to cover everyone — This is the “Medicare for All” idea. Instead of just covering people 65+ or those with disabilities, Medicare could become the national health insurance program for all Americans.
Private Medicare Advantage plans might shrink or go away — If the government runs everything, private insurers might play a smaller role. Or, they could shift to offering optional add-on coverage, kind of like how dental or vision works now.
Benefits could change — Depending on the model, we could see more services covered (like dental, vision, long-term care), or there could be stricter cost controls to make the system affordable for everyone.
Taxes might replace premiums — Instead of paying monthly Medicare premiums, people might see higher payroll or income taxes to fund the system — but with fewer out-of-pocket costs at the doctor or hospital.
Bottom line: If universal healthcare becomes reality, Medicare could grow into a much bigger program — but with big changes to how it’s funded, who it covers, and what it looks like. No one knows for sure yet, but as always, I’ll be here to help you adjust if and when it happens.
Answered by Edward Givens on June 16, 2025
Broker Licensed in AZ, CA, CO & 13 other states
Answered by Steve Houchens on April 10, 2025
Agent Licensed in KY & TN
Answered by Bill Wheeler on May 23, 2025
Broker Licensed in KY & IN
Answered by Robert Simm on April 7, 2025
Broker Licensed in NC, AL, AR & 15 other states
Answered by Wild Bill Anderson on April 8, 2025
Broker Licensed in CA
Answered by Douglas Carney on May 10, 2025
Broker Licensed in FL, GA, NC, OK & TX
Answered by Ron Gambles on April 9, 2025
Agent Licensed in TN
Answered by Louanne Allison on April 28, 2025
Agent Licensed in MI, FL, IL & OH, TN, TX & UT
I regularly see how people waste their hard-earned money by not shopping for their Medicare prescription drug plans and Medicare Advantage plans. They sit in regret until the next enrollment period.
Best wishes,
Rene Apack
847-917-4870
Answered by Rene Apack on April 9, 2025
Broker Licensed in IL, AL, AR & 25 other states
Answered by Michael Claunch on April 15, 2025
Agent Licensed in TN
Tags: Agent Interview The Medicare System
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