Daniel Maisel, Medicare Insurance Broker
Daniel Maisel
Daniel Maisel Insurance Solutions
Medicare Broker Licensed in CA, AZ, MI, NV, OH, TN and WA
Contact Details
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Location
Ontario, CA
About Me
Hello! I'm Dan, your trusted Medicare agent in the area.
I am known for "Making Medicare Simple"!
I'm passionate about helping you select the ideal plan that caters to your individual needs and budget.
I'll efficiently sort through plans from reputable national and local companies, saving you time and effort.
Best of all, my services are provided at no cost to you. Contact me to discuss your Medicare choices and don't forget to mention that you found me on Medicare Agents Hub!
Dan "the Medicare Man"
NPN #2714786
Directions to My Office
Q&A with Daniel Maisel
What do you like most about being a Medicare agent?
Answer: I enjoying being able to assist people with their Medicare.
I am known for
"Making Medicare Simple"!
Sadly I find, 90% of those that qualify for MEDICARE, select their plan based on the wrong reason.
Those turning 65 are very often still healthy.
To select the plan that fits them, they need to consider, how they want their plan to work in the event thru have a bad health issue develop.
My stress of For California has over
97 plans.
Their is a reason.
Again, if they have sn adverse health condition, my place is to simplify their selection based on how they want to be medically cared for.
What's the most frustrating misconception you have to clear up with clients about Medicare every year?
Answer: The most frustrating misconception about certain Medicare plans are the urban legends that are marketed by some Medicare health plans.
What are those misconceptions?
1) They receive all benefits in California, on those plans, for FREE.
2) All doctors on those plans are located in one single location.
If it may happen that all specialists they need work at one facility that would be true, but usually the patient must go to various facilities.
3) All prescriptions are available at one facility.
If they have their prescription available at the facility they happen to be at on the that day, then that is true. If not, then they would then be required to travel to another location.
In Southern California those in that popular plan,often may have to travel as much as a 50 mile radius.
When you are health that is not usually much of an issue.
But it is important that plan selections should be made in the event they are ill.
Isn't it suspicious that Medicare Advantage plans offer gift cards and incentives to enroll?
Answer: The question begins with an improper premise.
Labyrinth plans may have a reward for caring for your health.
But I do not see plans giving enticements of gift cards to enroll.
What role might private insurers play if Medicare expands to cover more preventive care?
Answer: The purpose of preventive care is to keep a Medicare eligible person healthy.
This preemptive care illness and/ or catching the illness before it becomes extremely serious.
That is the basis of all Medicare Advantage plans.
Keep patients healthy.
I've heard Medicare covers an annual wellness visit. What exactly is included in this visit?
Answer: Annual wellness check up is often confused with a Physical.
It is not a Physical.
The annual wellness checkup is to review the patient's physical & mental wellness.
Taking this time each year maintains a plan for maintain health.
If the patient is encountering any health issues, they can be caught early.
What's the financial risk of sticking with Original Medicare without a Medigap plan?
Answer: Medicare Parts A (Hospital) and PartcB (Doctors) are a wonderful provision that helps care for those turning 65.
The danger financially of you do not have a Medicare Supplement or Medi-Gap, each person is subject to the following:
Hospital stay deductibles multiple tinnes each year for different health issues.
Doctor deductible.
A & B is a 80/20 plan.
Thus without a Medi-Gap plan you would have no small co-pay per visit and would be responsible for 20% of treatment costs.
Their are many other CO-payments.
Their is no coverage for:
Prescription
Dental
Vision
Hearing
Unless part of another health condition.
Call myself or anyone of many Certified Healthcare Professionals, educated, certified and trained to aid you select the plan that fits your needs and budget.
My assistance is complimentary.
You pay me nothing.
All licensed agents & brokers are paid by any insurance plan you select, to pay for our services.
I hope this helped!
Dan "the Medicare Man"
Daniel Maisel Insurance Solutions Medicare Agency
"Making Medicare Simple"!
(909) 319-5324
Ca Lic #0620516 - Npn #2714786
Www.InsureItDan.com
My mom is considering switching to a Medicare Advantage plan because her friends say it's better. She's scared of losing her current doctors. How can we check?
Answer: Please reassure your mom, this is the reason to use a Licensed & Certified Insurance Agent/ Broker hear to assist her find the plan she deems best for her.
We will research her Doctors, Hospitals & prescriptions are covered and which plans cover them.
Call us for complimentary assistance:
Dan "the Medicare Man"
Daniel Maisel Insurance Solutions
"Making Medicare Simple"!
(909) 319-5324
Lic #0620516. - Npn #2714786
Www.InsureItDan.com
I called to ask about a knee replacement and suddenly they said I need prior authorization. I thought my plan was supposed to be good-what's going on?
Answer: That is a good question.
Getting prior approval is not necessarily bad.
I am a big believer in getting second options. Often the one they are reviewing your needs are more knowledgeable. They may also know of other ways of caring for your issue previously not considered.
Example: I was told I had a torn rotator cuff. I received approval for another viewpoint. That doctor suggested I have physical therapy.
I did not understand, thought the first opinion of surgery made sense.
Result: After following the physical therapy my sharp cutting disappeared and I can now play ball with my grandchildren.
Have an open mind, be patient.