I'm getting conflicting information about whether Medicare covers my specific medication. How can I get a definitive answer?
Answered by 9 licensed agents
This is why it is so important to actually meet with an agent in person who has several carriers they write for. The agent can put the members in the carrier's formulary to make sure the medication is covered
It will depend on your plan that you pick. The cost and coverage will be different based on the Drug card you buy or the Medicare Advantage plan you buy.
There are 2 ways. You can work with an agent. He can look up all your drugs. He can look at each companies formulary. The second option is to look it up on the Medicare site
Each Medicare Plan has a “formulary”, which is a document that states which medications are covered in part or fully by that particular plan. You can either call Member services on the back of the card and speak to a representative or call your broker who can also look up your plan and give you the answer as you both go over your medications.
Sign onto medicare.gov follow the steps for prescription drug plans. Enter in the medication you're taking and it will tell you what the coverage is for that particular medication
There are many Medicare plans for prescriptions out there. Most of them will cover the majority of drugs
There's also a annual $2,000 limit now out of pocket so you cannot exceed that with any company that you work with
This depends on the type of Medicare drug plan you have. All Medicare drug plans have a formulary. A Medicare formulary is essentially a list of prescription drugs that a Medicare drug plan covers. Contact your Medicare Plan provider and request a drug formulary. I will be happy to assist you if you have more questions.
How are you getting conflicting information? From your agent? From a website? I would call the specific company you are planning to go with so they can clarify.