What is the best supplement plan to have that will pay for prescriptions?

Question

Michael McGarrigle · Accepted Answer

Medicare Supplement (Medigap) plans do not provide outpatient prescription drug coverage.

However, they can help with your share of Medicare-covered medications when those drugs are covered under Part A or Part B.

For example:
• Part A: Medications administered while you are a covered inpatient in the hospital are generally included in the hospital services covered by Part A. Your Medigap plan may help with applicable Part A deductibles and coinsurance.

• Part B: Certain medications are covered by Medicare Part B, such as many physician-administered injections or infusions, some chemotherapy drugs, and certain immunosuppressive drugs. After Medicare pays its share, a Medigap plan may cover some or all of the remaining Medicare-approved cost, depending on the Medigap plan.

For the prescriptions you normally pick up at the pharmacy, you generally need a Medicare Part D prescription drug plan or drug coverage through a Medicare Advantage plan.

Cody Biggs · Answer

If you’re talking about a Medicare Supplement (Medigap) plan, the key thing to understand is that newer Medicare Supplement plans do not include outpatient prescription drug coverage. You would normally pair the Supplement with a stand-alone Medicare Part D prescription drug plan.

So there really isn’t one “best” Supplement for prescriptions. I generally recommend choosing the Medicare Supplement based on the medical coverage you want, and then separately choosing the Part D plan based on your specific prescriptions and pharmacies, because the best Part D plan can be different for every person and can change from year to year.

Craig Glynn · Answer

If you have a Medicare Supplement (Medigap) plan, it does not include prescription drug coverage. Medigap helps pay some of the costs that Original Medicare does not cover.

For prescription medicines, you usually need a separate Medicare Part D plan. When choosing a Part D plan, it is important to make sure your prescriptions are covered and that your preferred pharmacy is included in the plan’s network. Comparing plans can help you find the coverage that best fits your medications and budget.

Evan Agona · Answer

There are no Medicare Supplement plans that pay for prescription drugs. Supplement plans sold generally do not include prescription drug coverage; instead, someone typically adds a stand-alone Medicare Part D prescription drug plan.

The Medicare Supplement covers your medical costs, while a separate Part D plan covers your prescriptions. The best Part D plan depends on the medications you take and where you fill them.

Ryan Franco · Answer

Medicare Supplement plans do not cover prescription drug coverage. Supplement is medical coverage only. For prescription drug coverage, you would need to sign up for a Part D plan to go along with your supplement.

Answered by Ryan Franco on August 11, 2026

Agent Licensed in FL, AR, GA & 10 other states

Answered by Ryan Franco Medicare Insurance Agent

Joseph Peck · Answer

Medicare supplements do not pay for your prescriptions, the Part D that you will need to get separately from your supplement plan pays for it. You need to find the one that covers your drugs the best, each person is different, so there is no one size fits all for this.

Answered by Joseph Peck on August 11, 2026

Agent Licensed in MI, AL, CO, KS & TN

Answered by Joseph Peck Medicare Insurance Agent

Ron Cronwell · Answer

Medicare Supplement plans do not include coverage for part d prescribes. 
Med Supps do cover costs of part b drugs.

Jason Walker · Answer

There are a lot of options in Missouri. What we do is find out your medication needs and make sure the supplement plans will cover them.

What is the best supplement plan to have that will pay for prescriptions?

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What is the best supplement plan to have that will pay for prescriptions?

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