I have PERS Providence Medicare through year-end and must choose between UnitedHealthcare and Moda Connexus. Which do you recommend?

Question

Marc Schermer · Accepted Answer

I cannot recommend one over the other without first knowing more about certain key variables unique to you. I want to ensure my recommended plan covers all your needed prescription medications. I'd also want to verify that your most-needed doctors and preferred hospitals were participating providers in the recommended plan. Then, and only then, would I recommend a particular plan.

Answered by Marc Schermer on August 25, 2026

Agent Licensed in PA, CT, FL & 6 other states

Answered by Marc Schermer Medicare Insurance Agent

Heather Majka · Answer

I recommend that you carefully review the network, plan benefits, and prescription drug costs before makiing your decision. If all three are in line with your choices you should go with the company that you feel most assured with. The mechanics of insurance is important but it is equally important that you have peace of mind and work with someone who represent ALL options and choices available.

Answered by Heather Majka on August 25, 2026

Broker Licensed in TN, AL, AR & 20 other states

Answered by Heather Majka Medicare Insurance Agent

Jeremy Harkins · Answer

There really isn’t enough information here to tell you whether UnitedHealthcare or Moda is the better fit. 

Since this looks like retiree coverage, I’d start with your PERS or retiree benefits department and have them explain the differences between the two options. Then look at how each one works with your doctors, prescriptions, hospitals, and the way you use healthcare. 

That is really what you need to compare before making the decision.

Anna Ptak · Answer

I would suggest that we either chat by phone/video or get together in person to see which of those plans would be best for you. It would be very unprofessional of me to make a recommendation without further information so we can make sure to make the right choice.

Answered by Anna Ptak on August 25, 2026

Agent Licensed in AZ

Answered by Anna Ptak Medicare Insurance Agent

Voss Speros · Answer

This answer is provided in a video format. Watch the agent's video response here: https://medicareagentshub.com/questions/unitedhealthcare-vs-moda-connexus-medicare-advantage#voss-speros

I have PERS Providence Medicare through year-end and must choose between UnitedHealthcare and Moda Connexus. Which do you recommend?

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I have PERS Providence Medicare through year-end and must choose between UnitedHealthcare and Moda Connexus. Which do you recommend?

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