Anna Ptak, Medicare Insurance Agent
About Me
I’m Anna, a wife, mom of seven, and an insurance professional who is passionate about helping people navigate Medicare and health insurance with confidence. My journey into insurance began after seeing firsthand how confusing and stressful Medicare could be for my mom and aunt. That experience inspired me to help others feel informed, comfortable, and supported when making important healthcare decisions. I love simplifying the process, answering questions, and taking the stress out of choosing coverage. I’m proud to call Arizona home, although I dream of one day retiring in beautiful Puerto Rico! My goal is simple: to make insurance easier to understand and help you feel confident about your choices.
Q&A with Anna Ptak
Answer: That depends on the plans. If you ask a Medicare Agent, we can potentially find a new plan that would cover your existing Dr.
Answer:
Use Aetna's provider search—but make sure you're looking at the 2027 plan.
Aetna specifically says that 2027 network information can be checked after October 1, 2026. Their directory lets you search for hospitals and other providers.
Answer: First, check to see if your plan covers a similar medication. Medicare Part D plans have their own formularies (lists of covered drugs), and sometimes your doctor can prescribe an alternative that works just as well. But if your doctor believes the covered alternatives won't work for you or could cause harmful side effects, you may be able to ask your plan for a formulary exception. Your doctor will need to provide information supporting why you need that specific medication.
Answer: Speaking with a licensed Medicare Agent will help you get all the answers you need. You can find a local agent by putting your zip code into Medicare Agents Hub. You will then get a list of trusted agents who you can contact to help answer questions.
Answer: I believe a licensed Medicare agent can be useful when you want to compare Medicare Advantage, Part D, or Medicare Supplement options, particularly if you want someone to go through your doctors, prescriptions, pharmacies and costs. We can address all your concerns and compare many different option finding the one that best suits your needs.
Answer: Keeping your Dr is an important part of the Medicare selection process. A licensed Medicare agent can be useful when you want to compare Medicare Advantage, Part D, or Medicare Supplement options, particularly if you want someone to go through your doctors, prescriptions, pharmacies and costs.
Answer: A licensed Medicare agent can be useful when you want to compare Medicare Advantage, Part D, or Medicare Supplement options, particularly if you want someone to go through your doctors, prescriptions, pharmacies and costs. You can enter your zipcode int Medicare Agents Hub and get a list of local agents.
Answer:
Yes — possibly, but there are two important things to check first: whether you’re eligible to change plans right now and whether the new plan actually covers your prescriptions at a lower total cost.
Medicare Advantage plans have their own formularies (lists of covered drugs), and the same prescription can have very different copays or coverage rules from one plan to another. I recommend comparing your exact prescriptions, pharmacies, deductibles, and estimated yearly drug costs—not just the plan premium.
Answer: I would suggest that we either chat by phone/video or get together in person to see which of those plans would be best for you. It would be very unprofessional of me to make a recommendation without further information so we can make sure to make the right choice.
Answer: Spiriva would usually be covered under a Part D plan. Part D plans can vary from one to another. I would be happy to assist you finding the perfect plan to address your concerns.
Answer: It is important to work with an agent to guarantee that you are receiving all the benefits you are entitled to. I can also walk you through all the important topics and help you choose the best plan for you.
