How do I find a Medicare agent licensed in both Colorado and Florida who can help snowbirds choose a Medicare Supplement plan?

Answered by 4 licensed agents

You do not necessarily need an agent who physically lives in both Colorado and Florida. You want an independent Medicare agent who is licensed in both states and understands snowbird Medicare planning.

Here are a few good places to look:

Medicare Agents Hub: Search by your ZIP code or state and review agent profiles. Profiles can show the states an agent serves, which makes it easier to look for someone licensed in both Colorado and Florida.

NABIP Find an Agent: The National Association of Benefits and Insurance Professionals has a directory where you can search by ZIP code and select Medicare as the agent’s practice area.

Google: Try searches such as “independent Medicare broker licensed in Colorado and Florida” or “snowbird Medicare Supplement agent Colorado Florida.” Look beyond the advertisements and read the agent’s website, reviews, and biography to see whether they regularly work with people who live in two states.

Ask for referrals: Friends who are snowbirds, financial advisors, CPAs, retirement planners, or other professionals who work with retirees may know an agent who already handles this type of situation.

Once you find two or three candidates, ask:

Are you currently licensed in both Colorado and Florida?

Do you regularly work with snowbirds?

How many Medicare Supplement companies can you compare?

Will you also review my Part D coverage and pharmacies in both states?

If I later change my permanent residence from one state to the other, can you help me understand what changes?

Then verify the licenses yourself. Colorado provides an insurance-producer license lookup through Sircon, and Florida provides a Licensee Search through its Department of Financial Services.

Finally, remember that your Medicare Supplement is generally based on your primary residence. You do not need separate Supplement policies for Colorado and Florida. With Original Medicare, you can generally use Medicare-participating doctors nationwide.

Answered by Jeremy Harkins on September 23, 2026

Broker Licensed in TN, AR, CA & 5 other states

Answered by Jeremy Harkins Medicare Insurance Agent
What really matters is where your declared state of residence actually is. Which state holds your drivers license, voter registration, income tax filing address. That's what matters. If th answer is FL find an independent FL agent. If its Colorado, then find a licensed CO agent. CO has the Birthday rule which allows a plan change without underwriting in Med Sup Plans. which allows you to change if you plan to have a Medicare Supplement./ If you are looking at MEd Adv FL offers a richer array of included benefits. this come sup with many of my NY/FL clients and is similar situation.

Answered by Tony Sanso on September 28, 2026

Broker Licensed in FL

Answered by Tony Sanso Medicare Insurance Agent
Look on line, check various websites, to find a match for you. Ask friends for referrals, attend Medicare workshops.

Answered by Dru Bailey on October 3, 2026

Agent Licensed in FL, AL, GA, SC, TN & WV

Answered by Dru Bailey Medicare Insurance Agent
To find a Medicare agent licensed in both Colorado and

Florida choose a Medicare Supplement plan,

Visit MEDICARE AGENTS HUB today and search through the

Medicare Agent Directory and reach out to the agent

that you would like to work with.

Answered by Lady-Vienna Vedal on October 4, 2026

Agent Licensed in NC, CA, FL & 6 other states

Answered by Lady-Vienna Vedal Medicare Insurance Agent

Tags: Advice for Seniors Coverage Medicare Supplement The Medicare System

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