Lady-Vienna Vedal, Medicare Insurance Agent
Lady-Vienna Vedal
Bankers Life and Casualty Company
Medicare Agent Licensed in CA, FL, MD, NC, PA, SC, TN, TX and VA
10+ Years of Experience
Contact Details
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Location
Charlotte, NC
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Phone
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Website
About Me
Hello, I'm Lady-Vienna, your neighborhood Medicare insurance advisor. My expertise lies in the realm of Medicare, and my mission is to assist you in identifying the perfect plan tailored to your unique requirements and financial capacity. Allow me to navigate the array of plans available from both nationally and locally esteemed companies on your behalf. And don't worry, my services are provided free of charge! Call me to discover your Medicare insurance alternatives and don't forget to mention that you discovered me on Medicare Agents Hub!
Directions to My Office
Q&A with Lady-Vienna Vedal
Why am I paying more for Medicare Part B and D than my friends? What is IRMAA and how is it calculated?
Answer: If you are paying more $202.90, this means that your IRMAA has increased, thus putting you in a higher income bracket.
IRMAA is Income Related Monthly Adjustment Amount.
In 2026, is IRMAA without penalty is $109,000 for single individuals and $218,000 for married couple, the calculation for Medicare Part B premium is $202.90 and Part D premium is $0.
Now, if your Medicare Part B and D premiums went up, this means that your IRMAA has increased from $109,000 to $109,001+ if single and from $218,000 to $218,001+ if married and filing jointly
Another reason your Part D premium would been up because you did not make changes during 2025 Annual Enrollment Period by exploring different plan options with lower premium.
Let me know if this is helpful.
I appreciate your questions
Please don't hesitate to reach out if you need my collaboration.
What are the reasons why I should work with a Medicare agent?
Answer: Medicare agent is a licensed professional with knowledge and experience to educate you with the inner workings of Medicare and provide some rights and options on what Medicare covers and does not cover to help you make the best sound decision on your medical coverage and avoid possible penalty.