I am on ssi Disability. I turn 65 in June. I also just got Humana health. So does it be change to SSI?? Or does my SSI -Disabiliy just go on til death.

Question

Charise Karjala · Accepted Answer

If you are on SSDI (Social Security Disability Insurance):

SSDI is an insurance program you earn by working and paying Social Security taxes.

When you reach full retirement age (currently 66–67, depending on your birth year), your SSDI automatically converts to Social Security retirement benefits.

You don't need to do anything — the switch happens automatically.

The amount of your monthly check usually stays exactly the same — it just becomes classified as "retirement" instead of "disability."

This change can sometimes affect things like work incentives or how other benefits are calculated, but it does not reduce your payment.

Timothy Brown · Answer

No, when a person receiving Social Security Disability Insurance (SSDI) turns 65, their benefits don't automatically switch to Supplemental Security Income (SSI). Instead, their SSDI benefits usually convert to regular Social Security retirement benefits. This conversion typically happens at the person's full retirement age, which is 66 or 67 depending on their birth year.

Answered by Timothy Brown on April 28, 2025

Broker Licensed in PA, CT, DE & 15 other states

Answered by Timothy Brown Medicare Insurance Agent

Joseph Peck · Answer

At 65 you have other options that are available to you with your medicare coverage. Its good to go over with a professional to make sure you have the best coverage available for you.

Vachik Chakhbazian · Answer

Your SSI will continue as long as you meet the financial requirements (income and resource limits).  It can continue for life unless your income, assets, or living situation change.

Natalee Nimmo · Answer

That would be a social security question. Some people change to SSA payments when they turn 65 and others stay on SSD. It depends on several variables that only SSA can answer.

Diana Pedersen · Answer

Sometimes these two programs, Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI), are confused with each other. They are both managed by the Social Security Administration, yet are different programs. 

SSI is available for those 65 or older with or without a disability and at any age for those who are blind or disabled with no work history requirement. SSDI is available for those who are disabled and have sufficient work history to qualify.

It is possible to receive payments from both programs if the amounts of both are small enough. SSDI payments cause a reduction in the amount of SSI. If the SSDI payments you receive are high enough, this can disqualify you from getting SSI payments.

Leisha Stevens · Answer

Hello, is Humana Health a Medicare Advantage plan? Also, for the rest of your question, you have to call Social Security; they determine when disability payments change from one status to another.

Jami Mead · Answer

Each case can be a little different. Since you are turning 65 in June, your benefits will not change until you reach full retirement age at 66 years and 10 months. Only people who were born before 1937 reached full retirement at 65. Once you reach 66 and 10 months, your benefits will change from Social Security Disability Insurance to Social Security retirement benefits. You will not have to do anything for this change to take into effect, SSA will send you an update letting you know it is changing to retirement benefits when it is time. Depending on how long you have been on Disability (if it is less than 2 years) at age 65 you may become eligible for Medicare if you have 40 credits (ten years of work experience) if you are not already receiving these benefits. You can always contact your local Medicare Specialists to determine your case.

Answered by Jami Mead on April 28, 2025

Broker Licensed in OH, FL, GA & 11 other states

Answered by Jami Mead Medicare Insurance Agent

I am on ssi Disability. I turn 65 in June. I also just got Humana health. So does it be change to SSI?? Or does my SSI -Disabiliy just go on til death.

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I am on ssi Disability. I turn 65 in June. I also just got Humana health. So does it be change to SSI?? Or does my SSI -Disabiliy just go on til death.

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