How can I tell the difference between an experienced Medicare Broker and an inexperienced Medicare Broker?

Question

Alondra Arce · Accepted Answer

An experienced Medicare broker will ask about your doctors, meds, and budget — not just push one plan. A newbie might seem unsure, skip important questions, or only talk about one company.

Melanie McCloud · Answer

Regarding the experience of Brokers. Your wisdom and intuition will lead you to the right Broker. Experience isn't measured by years when it comes to brokers, however it is certainly a contribution factor. Word of mouth is still one of the best ways to find professional help, however I do encourage you to look at recommendations from your friends and family at a higher consideration, than recommendations from other professionals, as sometimes recommendations from other professionals, such as your financial advisor could be clouded with other motives. Brokers with experience have a diverse portfolio of insurance products, and the broker you are working with should be able to offer you plans from many different insurance carriers.

Answered by Melanie McCloud on May 9, 2025

Broker Licensed in FL & GA

Answered by Melanie McCloud Medicare Insurance Agent

Nydia Flores · Answer

Hello 
An experienced Medicare broker will ask you questions that pertain to your overall needs and concerns.  An inexperienced Medicare broker would only be concern with enrolling you into a plan without considerations. 

The broker should be interested in your needs, what you want from your plan, and what you may need in the future.  

Thank you
Nydia Flores

Gary Henderson · Answer

Well you can ask them how long they've been in sales for Medicare. That should answer that question. All brokers are licensed and have to go through a lot of testing 
My personal case is I'm also a Medicare customer so I have first-hand experience with it.

Rachael Metcalf · Answer

Their clients and how long the clients have been using them. By meeting them and talking to them.  A local agent that likes in your community would be the best resource.

Steven Lovell · Answer

Primarily, is the agent just trying to sell you the first thing available immediately, or does the agent actually spend some time trying to determine your needs.

Douglas Carney · Answer

You can tell the difference between an experienced Medicare Broker and an inexperienced Medicare Broker by their approach. Are they asking you or telling you? An experienced broker will do a needs analysis and let the client tell them what coverage works best for their needs. Then the broker will align the client with the plan best meets their needs

Answered by Douglas Carney on May 10, 2025

Broker Licensed in FL, GA, NC, OK & TX

Answered by Douglas Carney Medicare Insurance Agent

Andrew Kramer · Answer

An experienced Medicare broker should be asking you many questions on the phone, so he/she can prepare ahead of time which plan most suits you. Also, you want an independent agent who represents multiple Advantage plans in your county, 5 or more, and also supplements. Lastly, some who has at least 5 years experience and over 200 clients, or more. You can ask! Also, it's probably best to get a referral from friends, relatives or neighbors, of a broker they used and how often that broker communicates with them, either by phone, or email.

Answered by Andrew Kramer on May 9, 2025

Agent Licensed in FL

Answered by Andrew Kramer Medicare Insurance Agent

How can I tell the difference between an experienced Medicare Broker and an inexperienced Medicare Broker?

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How can I tell the difference between an experienced Medicare Broker and an inexperienced Medicare Broker?

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