Christine Itami, Medicare Insurance Broker
Christine Itami
Seniorlife Insurance Solutions LLC
Medicare Broker Licensed in AZ, ID, MT, NV and UT
Contact Details
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Location
Fountain Hills, AZ
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Facebook
About Me
Christine is here to help you solve the Medicare and Retirement puzzle through education of your Medicare Rights, Entitlements and Options, and help empower you with knowledge to make the right choice. Making the right choice can save you thousands, but making a poor choice can cost you thousands. Assistance with comparing Medicare Advantage and Supplement plan options, rates, company ratings, drug plans, group coverage versus Medicare, and more. Serving all areas in Arizona, Nevada, Utah, Montana, and Idaho.
Q&A with Christine Itami
What do you like most about being a Medicare agent?
Answer: Helping people is what I like the most about being a Medicare and Retirement Advisor. Making a poor choice can cost someone thousands, but making the right choice can save their life! My goal is to educate Seniors about Medicare and their options, rights and entitlements, advise about their personal situation and explain the differences between Medigap and Medicare Advantage. I enjoy meeting people either face to face or by Zoom, to be certain they are educated enough to make a proper decision for their future healthcare.
Are Medicare Advantage plans really "free," or is that just clever marketing?
Answer: Most Medicare Advantage Plans do have a zero premium, however beneficiaries pay copays for the majority of services up to $10,000 annually, so NO they are not free. Costs for hospitalization are steep, imaging and other major services carry hefty copays.
What is the trap of Medicare Advantage plans?
Answer: Clever marketing of the "fluff" or extra coverages, such as Dental, Vision, Hearing, and over the counter allowances attract the consumer to these plans. However, the Medicare coverage is micro-managed and there are Networks to stay within.