Does Medicare cover dermatology visits?

Question

Voss Speros · Accepted Answer

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Nikki Rowland · Answer

Medicare covers dermatology visits when they are medically necessary to diagnose or treat a skin condition, such as suspicious moles, skin cancer, rashes, eczema, psoriasis, infections, or wounds.

Under Original Medicare, these services are generally covered by Part B, and you will typically pay 20% of the Medicare-approved amount after meeting your Part B deductible. However, Medicare does not usually cover routine skin checks or cosmetic procedures, such as skin tag removal or treatments performed solely to improve appearance. 

If you have a Medicare Advantage plan, medically necessary dermatology services are still covered, though copays, referrals, and network requirements may vary depending on the plan.

Mitchell Jerome · Answer

Absolutely... with a supplement Plan G you'd pay $0 for the doc visit and treatment... with an Advantage plan, you'd probably have a specialist copay and depending on the treatment performed, some coinsurance. I recently had a wart removed, took two treatments, and with the Advantage plan I'm on, just paid the $15 doctor copay... included the nitrogen treatment.

Answered by Mitchell Jerome on June 15, 2026

Broker Licensed in TX

Answered by Mitchell Jerome Medicare Insurance Agent

Donna Berube · Answer

Yes, they cover Dr visit, biopsy, only when it's Medically necessary.  They do not cover preventative or cosmetic treatment.

Stacey Portugal · Answer

Yes Medicare covers a visit with a specialist as long as they accept payment from Medicare. 

Let me know if you have questions.

Mary Brown · Answer

Yes. Medicare Part B covers medically necessary dermatology visits, such as evaluating and treating skin conditions, infections, rashes, or suspicious moles. Routine cosmetic procedures are generally not covered. If your dermatologist accepts Medicare, you’ll typically pay the Part B deductible and 20% coinsurance.

Answered by Mary Brown on June 16, 2026

Broker Licensed in NJ, DE, FL & NC, OH, PA & TX

Answered by Mary Brown Medicare Insurance Agent

Mark Murphy · Answer

Yes, but the doctor must accept Medicare and it must be a Medicare approved procedure.  My suggestion would be to call the doctors office to see if they accept Medicare.

Rachida Silva · Answer

Medicare covers dermatology services, but only when they are medically necessary. Whether you have Original Medicare or a Medicare Advantage plan, the distinction usually comes down to "medical care" versus "cosmetic care.

Answered by Rachida Silva on June 15, 2026

Broker Licensed in FL, AR, CT & 20 other states

Answered by Rachida Silva Medicare Insurance Agent

Does Medicare cover dermatology visits?

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Does Medicare cover dermatology visits?

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