Stacey Portugal, Medicare Insurance Agent
Stacey Portugal
Main Line Benefits
Medicare Agent Licensed in IL, AZ, CA, FL, GA, IN, KS, TX, WA and WI
6+ Years of Experience
Contact Details
-
Location
Des Plaines, IL
-
Phone
-
Website
-
Schedule An Appointment
-
LinkedIn
-
Facebook
-
YouTube
About Me
I began my Medicare career over 10 years ago, helping my husband with his Medicare insurance business. As I became more involved in assisting clients and understanding the complexities of Medicare, I decided to become a licensed insurance agent to provide an even greater level of support.
Today, as an independent agent with Main Line Benefits, I am dedicated to helping individuals navigate Medicare with confidence. I spend much of my time educating clients about their Medicare options, answering questions and assisting with ongoing customer service needs to ensure they get the most value from their coverage.
My passion for Medicare and planning for the future grew from my personal experience helping my own parents manage their insurance and financial needs as they aged. Through that journey, I saw firsthand how important planning can be - and how a lack of planning can impact the people you love most. That experience drives my commitment to helping clients make informed decisions and create a plan that supports their health, financial well-being and peace of mind. I look forward to serving you. -Stacey
Directions to My Office
My Google Reviews
84 Total Reviews (5.0 )
June 19, 2026
You was very good and helpful nice job Stacey Portugal Thank you very much
May 27, 2026
Stacey has been a tremendous help to me in completing my enrollment in Medicare, providing thorough and comprehensive information and guidance in completing the necessary steps to ensure that I am properly enrolled in the best and most appropriate coverages. She made a complex process very clear and easy, and gave me confidence that I’m obtaining the best coverage possible for my situation. Without any reservation, I recommend having her help you with this process, to make sure you get the best coverage available on the first try.
May 21, 2026
Stacey was extremely helpful and made the process very easy. Highly recommend.
February 17, 2026
Very excellent service I felt listened to and understood. Stacy your the best
February 13, 2026
Stacy was very helpful and clearly explained the information about various insurance options. Her knowledge saved me a lot of time.
Q&A with Stacey Portugal
Are there any guidelines I should follow when filling out my Medicare application?
Answer: This is a vague question but my answer to this would be to fill out the application carefully (read every question) and, if you're applying for part b be sure to check the box on the application when asked if you want Part B). Also, if you're looking for a different effective date than the upcoming first of the month, you can make a note of this in the notes (by saying something like: please give me a 3/1/26 effective date).
I've heard that once you're on Medicare, you might not need life insurance as much. Is that true?
Answer: No, this is not true. There is no life insurance included with a Medicare policy.
Life Insurance for a senior can be a valuable tool for your loved ones to avoiding a financial burden. There are many examples of this; one being if a loved one needs to help out with your expenses they can be repaid upon your death. Also, life insurance can be useful as a legacy for your loved ones.
How long does the IRMAA surcharge last, and is it permanent?
Answer: The IRMAA surcharge has a two year look back and, once you retire (and make less money) your IRMAA should decrease or go away all together.
Let me know if you have questions.
I need help at home after my surgery. Will Medicare cover a home health aide or am I on my own?
Answer: Medicare may cover a visiting nurse if the doctor prescribes it but in terms of consistent help at home you are on your own but, there are many products that can suit your needs and budget.
Let me know if you have questions.
Does Medicare offer life insurance, or is that a separate product I need to buy?
Answer: Life Insurance (or a Final Expense Product) does not come with Medicare but you can speak to myself or another Licensed Agent for information to find the best suited product for your needs.
Let me know if you have questions.
Does Medicare cover dermatology visits?
Answer: Yes Medicare covers a visit with a specialist as long as they accept payment from Medicare.
Let me know if you have questions.
What is the Medicare GLP-1 bridge program and how do I enroll?
Answer: The GLP-1 Bridge program is for those who have a Part D plan but this program doesn’t actually count towards your Part D coverage speak with your doctor to get the prior authorization and, if you qualify, be sure that the pharmacy bills the Bridge program (not your Part D drug plan).
Let me know if you have questions.
What are the reasons why I should work with a Medicare agent?
Answer: Working with a licensed agent can provide the support and resources you need to make a well-informed decision while having an advocate on your side when issues arise.
Let me know if you have additional questions.
How does Medicare cover palliative care for serious illnesses, and what’s the difference between palliative care and hospice care?
Answer: Medicare covers palliative care with Part A and B; this usually includes doctors, specialists, PA’s etc.
Hospice is covered by Medicare Part A and Medicare coverage for efforts to cure the patient ceases after hospice is elected.
Let me know if you have additional questions.