Do you need a scope of appointment to discuss Medicare Supplement plans?

Question

Mitzi Davis · Accepted Answer

Yes. You need a scope of appointment to discuss all of it :) The scope is typically signed before the first appointment.

Sonya Tomovich · Answer

No, you do not need a scope of appointment to discuss a Medicare supplement plan. You also do not need a scope of appointment 48 hours prior to discuss an advantage plan this changed on June 1. You can do the appointment at the appointment.

Answered by Sonya Tomovich on June 8, 2026

Agent Licensed in CA, AZ, NV & 5 other states

Answered by Sonya Tomovich Medicare Insurance Agent

Terry Salak · Answer

You do not need a Scope of Appointment to discuss Medicare Supplement plans. This form is only required when you speak to an agent about Medicare Advantage (MAPD and MA) as well as prescription drug (PDP) plans.

Answered by Terry Salak on May 5, 2026

Agent Licensed in FL, AL, AZ & 11 other states

Answered by Terry Salak Medicare Insurance Agent

Geney Ruesga · Answer

No Medicare Supplement Plans do not require a Scope but you can always have one filled out so just incase you have to cover a Medicare  Drug plan or a Medicare advantage ,

William Brobson · Answer

There is no requirement for a scope of appointment to talk about a Medicare supplement. However, I would complete a scope of appointment as the discussion will most likely lead to a discussion about medicare advantage.

Answered by William Brobson on May 6, 2026

Agent Licensed in SC, GA & VA

Answered by William Brobson Medicare Insurance Agent

Bill Brann · Answer

If we're discussing original Medicare, such as supplements to Medicare (Plan G, Plan N etc.) then no. These plans are not regulated by the federal government. We are free to discuss pricing, carrier comparisons and underwriting. These are regulated more at the state level.

A scope of appointment is required if we're discussing Medicare Advantage (Part C) or prescription plans (Part D). These are federally regulated by the Centers for Medicare & Medicaid Services (CMS), which mandates documenting the scope of the conversation before the appointment.

Christina Stanley · Answer

No you do not.  

However, if you are discussing standalone PDP plans, to go along with the Medicare Supplement, you will.

Dean Chiapetto · Answer

No. You need a scope if you are going to talk about a Medicare Advantage plan or a Part D plan. 
Brokers Make a Difference!

Jose Felix Arevalo · Answer

No. A Scope of Appointment (SOA) is not required to discuss or enroll someone in a Medicare Supplement plan (also called Medigap).
The SOA requirement applies to:
Medicare Advantage plans (Part C)
Part D Prescription Drug Plans
It does not apply to:
Medicare Supplement / Medigap plans
However, you still must follow all applicable CMS and carrier compliance rules when discussing Medicare products.

Lori Crivelli · Answer

Scope of appointments are not required for Medicare Supplement plans.  A Scope of Appointment is only required to discuss a Medicare Advantage Plan or a Prescription Drug Plan.