Can you explain what "creditable coverage" means and when it applies?
Answered by 1 licensed agent
Creditable coverage is Medical Insurance coverage you have through your employer. When you approach age 65 and beyond and still working hard, you have the option to either activate your Medicare coverage or keep the coverage through your employer Medical Insurance plan. Keep in mind that most plans set in place, especially with larger employers or government entities are creditable plans. However, it's always good to double check with your employer. The Human Resource Department is a good place to verify.
Answered by Mel Stevens on April 3, 2025
Broker Licensed in AZ
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