Can I drop Medicare Part B if I go back to work and get employer health coverage, then re-enroll later without a penalty?

Question

Michael Gilman · Accepted Answer

Yes, you can drop Part B when you go back to work — but only if your employer has 20 or more employees. In that case, your employer plan is primary, Medicare is secondary, and you can re‑enroll later without any penalty.

If the employer has fewer than 20 employees, Medicare is primary, and dropping Part B would cause penalties and coverage problems.”

Christie Adcock · Answer

You may drop Part B if you receive employer health coverage without a penalty as long as your current employer has at least 20 employees and is considered creditable. You will need to reapply for Part B once you decide to leave the current employer plan.

Answered by Christie Adcock on June 30, 2026

Agent Licensed in IN, AL, FL & 8 other states

Answered by Christie Adcock Medicare Insurance Agent

Robin Dall · Answer

You may be able to drop Medicare Part B and re-enroll later without a penalty if you go back to work and have group health coverage based on current active employment — either your own job or your spouse’s job. But don’t drop Part B just because you have “some” employer coverage. The details matter.

Answered by Robin Dall on June 30, 2026

Broker Licensed in FL, AZ & TX

Answered by Robin Dall Medicare Insurance Agent

Can I drop Medicare Part B if I go back to work and get employer health coverage, then re-enroll later without a penalty?

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Can I drop Medicare Part B if I go back to work and get employer health coverage, then re-enroll later without a penalty?

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