Are Medicare Supplement plans the same thing as "Medicare Secondary Insurance"?
Answered by 23 licensed agents
Answered by Larry Dalton on April 29, 2025
Broker Licensed in OK & TX
This is as opposed to Medicare Advantage, which sometimes is incorrectly referred to as "Medicare Replacement". Agreed, it looks like replacement to doctors and hospitals, but you MUST have Medicare Parts A and B in order to get a Medicare Advantage Plan.
Answered by Paul Potter on June 10, 2025
Broker Licensed in FL
Answered by Holt Rushing on June 18, 2025
Broker Licensed in MS, AK, AL & 29 other states
Answered by Mackenzie Anderson on July 3, 2025
Agent Licensed in TX
Answered by Sherry Rose on June 2, 2025
Broker Licensed in Ga, AL, AR & 5 other states
Answered by Michael Yost on May 1, 2025
Broker Licensed in OH, AL, AZ & 27 other states
Answered by Chad Watkins on May 24, 2025
Agent Licensed in NJ, AK, AL & 48 other states
Answered by Daintee Hurst Dietz on June 21, 2025
Agent Licensed in TX
Answered by Dionisio Guillermo on May 22, 2025
Agent Licensed in HI
"Medicare Secondary Insurance" refers to a situation where Medicare is the second insurance payer after another primary insurance. While a Medigap plan can function as secondary insurance to Original Medicare, it's not the only type of secondary insurance that can exist.
Answered by Fred Manas on April 28, 2025
Agent Licensed in NY, CT, DC & 7 other states
Answered by Vachik Chakhbazian on April 26, 2025
Agent Licensed in CA, AL, AR & 22 other states
Answered by Toni Chavez on June 20, 2025
Broker Licensed in AZ, CA, NM, NV & UT
Answered by William Scott on May 12, 2025
Broker Licensed in GA, CO, NC, OH, SC & TX
Answered by Tony Hardwick on April 28, 2025
Agent Licensed in GA, AZ, CA & 15 other states
Designed to help cover "gaps" in Original Medicare (Parts A & B), such as:
Copayments
Coinsurance
Deductibles
Only available to people enrolled in Original Medicare.
There are 10 standardized plans (Plans A, B, C, D, F, G, K, L, M, and N).
Medigap does not include drug coverage (you’d need a separate Part D plan).
Answered by Humara Riaz on June 18, 2025
Broker Licensed in TX, AL, AR & 23 other states
Answered by Babs Atwell on May 1, 2025
Broker Licensed in OH
A Medicare Secondary Insurance plan also covers additional benefits (vision and dental) not covered by Medigap.
Answered by George Francis on June 18, 2025
Agent Licensed in LA
Answered by Albert Smith on May 26, 2025
Broker Licensed in IL, FL, GA & 6 other states
Answered by Dominic Javier on April 29, 2025
Broker Licensed in TX
Answered by Brianna Douros on April 30, 2025
Broker Licensed in VA, CO & TX
Look at additional coverages such as Hospital, Critical Illness, or Cancer coverage to help fill in the holes or loss of income.https://medicareagentshub.com/#
Answered by Michael Pane on June 12, 2025
Broker Licensed in NY, CO, FL & 16 other states
Both refer to insurance that pays after Medicare — helping cover costs like deductibles, copays, and coinsurance that Medicare doesn’t fully pay. The official name is Medicare Supplement Insurance (or Medigap), but a lot of people casually call it “secondary insurance” because it acts after Medicare pays first.
Quick tip: Not all “secondary insurance” is a Medigap plan — some people might have secondary coverage through a retiree plan, Medicaid, or an employer too. But if you’re buying it yourself specifically to fill Medicare’s gaps, it’s a Medicare Supplement.
Answered by Brandon Brown on April 26, 2025
Agent Licensed in KY
Answered by Stella Hattox on April 28, 2025
Broker Licensed in TX, AR, AZ & 17 other states
Tags: Advice for Seniors Medicare Supplement New To Medicare
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