Will I get an Annual Notice of Change (ANOC) every year?

Answered by 10 licensed agents

Yes, you should receive an ANOC from your Medicare insurance company annually. You can contact the agent who helped you with your Medicare planning or reach out directly to your Medicare insurance provider.

Answered by Gary Church on July 20, 2025

Broker Licensed in Ca, AZ, NV & TX

Answered by Gary Church Medicare Insurance Agent
Yes annual notice of change paperwork is mailed out at the end of September every year. Brokers are allowed to discuss those changes no earlier than October 1.

Answered by Christy Jones on July 19, 2025

Broker Licensed in ID, AL, AR & 20 other states

Answered by Christy Jones Medicare Insurance Agent
Yes you will receive an ANOC Annual Notice Of Change that notifies you of changes to your Medicare Advantage starting in the new year.

Answered by Michael Denniston on July 19, 2025

Agent Licensed in FL, AL, AR & 11 other states

Answered by Michael Denniston Medicare Insurance Agent
They will generally come out around October or November to give you a chance to review before AEP is over.

Answered by Steve Houchens on July 20, 2025

Agent Licensed in KY & TN

Answered by Steve Houchens Medicare Insurance Agent
Yes. Your insurance company providing your Part C Medicare Advantage Plan and/or your Part D Prescription Drug Plan is required to send an Annual Notice of Change (ANOC) to inform you of all plan changes for the coming year by October 1st. This is a very important document that you should watch for every year. You will NOT receive an ANOC for Parts A and B. You should review the newest version of Medicare & You for Part A & B changes. You will also NOT receive an ANOC for your Medicare Supplement Plan.

Answered by Barbara Barnes, CMIP® on July 20, 2025

Agent Licensed in PA

Answered by Barbara Barnes, CMIP® Medicare Insurance Agent
Yes, each insurance company will send or email you an ANOC each year in the fall, usually the end of September or first week of October. This provides you with a comparison of this years benefits and price to what is offered for the next year. So you have the opportunity to review and compare before speaking with your agent with questions and advice.

Answered by Ron Cronwell on July 19, 2025

Agent Licensed in TN

Answered by Ron Cronwell Medicare Insurance Agent
Yes, you will get an annual notice to change every year. Is required by law. Please make a point of reading it because it could be important changes in your plan.

You shouldn’t contact me if there are changes so we could determine the best plan for you for next year.

Answered by Walt Smith on July 21, 2025

Agent Licensed in NJ, PA & VA

Answered by Walt Smith Medicare Insurance Agent
Every year your Medicare Plan carrier will send you an annual notice of change letter outlining any upcoming changes for the next calendar year. Usually you will receive this letter in September, prior to the start of the annual enrollment period on October 15th. It is very important to review the changes and determine if they affect you. During AEP you may wish to make a plan change based on your current plans upcoming benefit changes. When you make a change during annual enrollment. It becomes effective January 1st.

Answered by Deb Haley on July 22, 2025

Broker Licensed in MA, CT, FL & 10 other states

Answered by Deb Haley Medicare Insurance Agent
Yes, your prescription, drug plan and Medicare advantage plan are required to send you an annual notice of change. Plan annually typically arrives in the September, October time frame as you can make changes between October 15th and December 7th to drug plans and Medicare advantage plants

Medicare supplement plans are not on on an annual cycle. You can leave those at any time. Therefore, rate increases are all you'll receive on your anniversary and or birth date

Answered by Gary Henderson on July 20, 2025

Agent Licensed in TX, AK, AL & 46 other states

Answered by Gary Henderson Medicare Insurance Agent
If you are currently on a Medicare Advantage plan or a PDP-Prescription Drug Plan, then yes you should received and ANOC each and every year. They are usually sent out in the month of September. The ANOC explains what the difference in your current plan is against that same plan for the upcoming year, in this case 2026. It is at this time that you can decide if you need further guidance from a licensed agent as to whether or not you should continue with such plan. Annual Enrollment Period (AEP) runs from October 15th - December 7th each and every year and it is at this time that you can make a change to either the MAPD (Medicare Advantage Plan), or the PDP (Prescription Drug Plan). This plan change would become effective 1/1/2026.

If you are one a Medicare Supplement plan, you will not receive an ANOC since these plans typically do not change from year to year.

I hope you find this answer helpful.

Answered by Sandy Hammond on July 20, 2025

Agent Licensed in OH, IN & KY

Answered by Sandy Hammond Medicare Insurance Agent

Tags: The Medicare System

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