Why do so many seniors wait until the last minute to enroll in Medicare, and how can agents help prevent bad decisions?
Answered by 4 licensed agents
When new Medicare prospects call me, I advise them to sign up for Medicare Part B two months before their start date, so it leaves plenty of time to generate a Medicare number and start date.
Answered by Joseph Bachmeier on March 25, 2025
Agent Licensed in PA, DE, FL & MD, NC, NJ & SC
A client should never be rushed to make a decision. With that said, there are deadlines and enrollment periods with Medicare that need to be followed. I advise clients to ask as many questions as needed to be comfortable with their decision. Advising on plans is my role. Deciding on plans is their's . Each enrollment is your choice for the next year. My advice, "Plans change from year to year and so can you."
Last year, I had a client, who was laid off on the last day of the month. We applied for her Part B on the last day of the month and enrolled her in the plan of her choice for the effective date of the next day. When you have been doing this as long as I have, you know how to make these things happen.
Answered by Amy Putrino on March 25, 2025
Agent Licensed in RI, CT, FL & 11 other states
I think in part because they don't know where to start and what steps to take. Also, the timing can be confusing of when to sign up.
Answered by Thomas Ashton on March 31, 2025
Broker Licensed in FL, AL, AZ & 6 other states
Change isn't easy in many situations. Medicare, with all it's different parts, and rules, and choices can be overwhelming. People tend to put off making decisions when they feel unsure or confused. Many people work with an independent broker because they can save you research time by being able to compare several plans side by side. They consider your personal needs, clearly present your options and help you enroll in the plan of your choice. At ABC Medicare Plans Broker we explain all the different parts of Medicare A, B, C and D. We compare a Medicare Advantage Plan to a Medicare Supplement (Medigap) with a drug card. We explain the difference in premium cost and the out-of-pocket potential expenses, the difference in extra benefits and the difference in doctor choice. This is all at no cost to the client so why not have professional guidance? I honestly don't understand why anyone would choose not to work with a Medicare Broker.
Answered by Diane Andree on March 27, 2025
Agent Licensed in NY
Tags:
Enrollment Periods
New To Medicare
Turning 65
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