Why do doctors not like Medicare Advantage plans?
Answered by 22 licensed agents
If you have a Medicare Supplement Plan (also called a Medigap plan) such as Plan F, G, or N then the billing and medical services pre-authorization request goes to Medicare direct, which is a simpler process.
Both billing and pre-authorization might just be simpler and quicker for the doctors to deal with. The administration with a Medicare Advantage insurance company might be more work for the doctors' administrative office.
Hope this helps ...
Answered by Annelies Van Schie on May 8, 2025
Broker Licensed in TX, CO, FL, NC, NY & SD
Answered by Lt Col Tim Brown on May 2, 2025
Broker Licensed in TN, AL, CO & 10 other states
There are explanations for all of these that would counter the Doctors dislike. A big one is PA and claim denials. Both of these have been around long before MA plans. PAs are helpful for all involved. Claim denials more often than not are the result of a miscoded procedure at the provider (doctor, hospital) level.
Answered by Mark Maliwauki on June 3, 2025
Broker Licensed in ID, AZ, CA & 15 other states
MA plans often require prior approval for tests, procedures, and even some medications.
This creates extra administrative work for doctors and delays care for patients.
2. Lower and Delayed Reimbursement
Compared to Original Medicare, MA plans may:
Pay lower rates
Take longer to reimburse
Dispute more claims
This can strain smaller or independent practices financially.
3. Limited Networks
Many MA plans have narrow networks, meaning:
Doctors must contract with the plan to see patients
Some patients can't continue with their preferred doctor unless they switch plans
Doctors may choose not to participate in some MA networks to avoid the hassles.
4. Complex Plan Variability
Every MA plan is different — even within the same insurance company.
This creates confusion for both patients and providers when trying to determine what’s covered and how much the patient owes.
5. Care Delays That Affect Patients
Delays from denials or prior auths can negatively affect patient outcomes.
Doctors may feel these plans interfere with clinical decision-making.
To be fair, Medicare Advantage can offer good value for some patients — especially those looking for lower premiums and extra benefits like dental or vision — but from a doctor’s point of view, it can feel like a bureaucratic burden.
Answered by David Silver on May 7, 2025
Broker Licensed in FL, NJ & NV
Answered by Anthony Castelluccio on April 21, 2025
Agent Licensed in PA, DE, MD, NJ & VA
Answered by Luke Rhoads on June 27, 2025
Broker Licensed in OK
Answered by Jason Rubin on April 7, 2025
Broker Licensed in CA, AK, AL & 33 other states
1. Lowered and delayed reimbursement compared to Original Medicare.
2. Plans often require pre-approvals (prior authorizations) for tests, procedures, and certain medications, which means extra paperwork and delays in care, frustrating both doctors and patients.
3. Networks - If a doctor isn't in-network, patients may need to switch doctors or obtain referrals, which can cause frustration and disrupt the continuity of care.
4. More administrative duties. Dealing with different insurance companies (each with its own rules) adds complexity and time. Staff must spend more hours on the phone, filling out forms, and managing denials or appeals.
Doctors prefer Original Medicare because it's more predictable, pays faster, and involves less red tape. While some doctors participate in Medicare Advantage plans, many either opt out or view them as more challenging to work with, especially when it comes to obtaining timely and appropriate care for patients.
Answered by Chad Cason on June 9, 2025
Broker Licensed in GA, AL, FL & 13 other states
C) Advantage plans take much longer to pay the in and out of network physicians and thus want nothing to do with any Advantage plan. But they gladly take on patients with Medicare Supplements, a.k.a., Medigap plans.
Answered by Steven Bleicher on April 2, 2025
Broker Licensed in AZ
Answered by Michael Pyers on May 7, 2025
Broker Licensed in OH & MI
I think the reason doctors were apprehensive about the MAPD plans was because they weren’t getting reimbursed as much accepting patients with a MAPD plans.
Answered by Cathy Barnett on June 20, 2025
Broker Licensed in TX, AL, NC & SC
Answered by Jan Breheny on March 31, 2025
Broker Licensed in MO
Here's a more detailed breakdown of the issues:
1. Administrative Burdens and Claim Denials: Doctors face a complex process of navigating different plan rules & authorization requirements, leading to increased administrative costs & paperwork. Claim denials for services that should have been covered under Medicare rules are a common concern. The process of appealing denials can be time-consuming & frustrating.
2. Slow Payments & Reduced Reimbursements: Medicare Advantage plans may offer lower reimbursement rates compared to Original Medicare. Delays in receiving payment can strain a practice's finances, especially for smaller practices.
3. Provider Network Restrictions & Referral Requirements: Medicare Advantage plans often have strict network rules that limit patient choices & access to specialists.
Referral requirements & prior authorization processes can delay or impede necessary care.
Some plans require patients to switch to a preferred specialist before being seen, even if their preferred specialist is qualified & capable.
4. Lack of Transparency & Control: Doctors may not agree with the insurance company's decisions on treatment options, leading to disagreements & potential delays in care.
The complexity of Medicare Advantage plans can make it difficult for patients & doctors to understand coverage and potential costs.
5. Impact on Patient Care: Administrative burdens & network restrictions can take time away from patient care.
Some doctors have withdrawn from networks or refuse new Medicare Advantage patients.
Answered by Fred Manas on May 16, 2025
Agent Licensed in NY, CT, DC & 7 other states
Answered by Marcie Barnes on May 6, 2025
Agent Licensed in TX, AK, AL & 48 other states
Answered by Andrew Kramer on May 10, 2025
Agent Licensed in FL
Answered by Suzanne Lamperti on July 1, 2025
Broker Licensed in MD
Answered by Mary Salmon on May 12, 2025
Broker Licensed in TX & OK
Answered by Tony Merwin on June 7, 2025
Agent Licensed in TX, AR, AZ & 28 other states
Answered by Ellen Diehl on April 7, 2025
Broker Licensed in GA
Answered by Rachael Metcalf on April 23, 2025
Agent Licensed in TN, FL, GA & 5 other states
Answered by Natalee Nimmo on April 28, 2025
Broker Licensed in SC, FL, GA & KY, MO, NC & TX
Answered by Penny Wegner on April 15, 2025
Agent Licensed in WI, CA, CO & 8 other states
Tags: Coverage Medicare Advantage
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