Which states have 5-star Medicare Advantage plans available?
Answered by 8 licensed agents
Based on the current 2026 plan data, the states include:
California, Colorado, Florida, Georgia, Illinois, Iowa, Kansas, Maryland, Massachusetts, Michigan, Missouri, Nevada, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, Texas, and Virginia — plus Puerto Rico.
Having a 5-star contract somewhere in a state doesn’t mean every beneficiary in that state has access to it. It has to be offered in the beneficiary’s county/service area. If it is, the 5-Star SEP can generally be used once between December 8 and November 30 to move into that 5-star plan.
Answered by Cody Biggs on August 11, 2026
Broker Licensed in LA, AL, AZ & 24 other states
Colorado, Florida, Georgia, Illinois, Kansas, Maryland, Massachusetts, Michigan, Missouri, Nevada, New Jersey, New York, North Carolina, Pennsylvania, South Carolina, Tennessee, Texas, and Virginia.
Puerto Rico also has 5-star Medicare Advantage plans available.
One important distinction is that a state having a 5-star Medicare Advantage contract does not mean a 5-star plan is available in every county. Medicare Advantage plans operate within specific service areas, so availability depends on where you live.
Matt Maresch, NSSA®, CLTC®
Source: Centers for Medicare & Medicaid Services, Part C and D Performance Data
https://www.cms.gov/medicare/health-drug-plans/part-c-d-performance-data
Answered by Matt Maresch on August 11, 2026
Agent Licensed in TX
The states and territories with **5-star Medicare Advantage plans available** include:
* **Florida**
* **Georgia**
* **Illinois**
* **Missouri**
* **Nevada**
* **New York**
* **North Carolina**
* **Texas**
* **Puerto Rico**
There is an important catch: **a 5-star plan may only be available in certain counties**, not throughout the entire state. For example, the 5-star Anthem plan is available in selected New York counties, while 5-star plans from UnitedHealthcare and others have specific county service areas.
### ⭐ Why the 5-star rating matters
A Medicare Advantage plan with **5 stars is CMS's highest quality rating**. Also, people enrolled in Medicare have a special opportunity to enroll in a **5-star Medicare Advantage plan outside the normal enrollment periods**, if one is available in their area and they meet the eligibility rules.
**If you're asking because you're comparing plans for someone in Florida:** Florida is one of the states with 5-star plans in 2026, including **Devoted Health Plan of Florida** and **Leon Health**. ([CMS][1])
Answered by Josie Villa on August 11, 2026
Broker Licensed in IL
Answered by Ryan Franco on August 11, 2026
Agent Licensed in FL, AR, GA & 10 other states
CMS reports 18 MA-PD contracts received an overall 5-star rating for 2026.
CMS 2026 Medicare Advantage Star Ratings https://www.cms.gov/files/document/2026-star-ratings-fact-sheet.pdf
Answered by Michael McGarrigle on August 11, 2026
Broker Licensed in FL, AR, DE & 13 other states
Answered by Craig Glynn on August 11, 2026
Agent Licensed in MI
Answered by Michael Eiseman on August 12, 2026
Agent Licensed in TX
Thank you.
Answered by David Chaims on August 12, 2026
Agent Licensed in KY, CO, FL, IN, MI & OH
Tags: Coverage Medicare Advantage
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