I’m turning 65 in Illinois and still working. Do I need to sign up for Medicare right away?

Answered by 2 licensed agents

Not necessarily. If you’re turning 65 in Illinois and still have health insurance through your current employer or your spouse’s current employer, you may be able to delay Medicare Part B without a late enrollment penalty, depending on the employer and coverage. A local licensed agent can help you understand how your employer coverage works with Medicare and whether enrolling now or waiting makes more sense for you.

Answered by Madison Schoenherr on September 10, 2026

Broker Licensed in IL, IN & MI

Answered by Madison Schoenherr Medicare Insurance Agent
Not necessarily. You can apply one you retire if you have employer insurance. It will be good to compare your options though. Sometimes Medicare Advantage plans might offer better coverage than employer group plans.

Answered by Jorge Collado on September 10, 2026

Broker Licensed in FL, AL, AR & 42 other states

Answered by Jorge Collado Medicare Insurance Agent

Tags: Advice for Seniors The Medicare System Turning 65

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