Ruth Neuenschwander, Medicare Insurance Broker
Ruth Neuenschwander
Health Insurance Specialist
Medicare Broker Licensed in OH, FL, IN, KY and MI
7+ Years of Experience
Contact Details
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Location
Mason, OH
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Phone
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Website
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About Me
Turning 65 and trying to understand Medicare? You don't have to figure it out on your own.
I'm Ruth Neuenschwander, a licensed health insurance agent specializing in helping people who are new to Medicare understand their options. I provide personal, one-on-one guidance and take the time to explain Medicare in clear, easy-to-understand language.
Whether you're approaching your 65th birthday, retiring and leaving employer coverage, or simply want help understanding your Medicare options, I'll guide you through the process step by step.
I can help you understand:
• Medicare Parts A & B
• Medicare Advantage plans
• Medicare Supplement (Medigap) plans
• Prescription drug coverage
• Enrollment periods and important deadlines
• How your doctors, prescriptions and healthcare needs can affect your choices
My goal isn't to rush you into a plan. It's to help you understand your options so you can make an informed decision that fits your individual needs.
Appointments are available by phone or virtually, or in perosn making it easy to get personal Medicare guidance from wherever you are.
Turning 65 soon? Let's make Medicare easier to understand.
Q&A with Ruth Neuenschwander
Answer: If you want someone local healthcare.gov has a list with agents and where they live. You can check the internet and see who comes highly recommanded.
Answer: No your spouse has options for the under 65 market that will make the bridge for him until he or she turns 65. Then he can choose what fits best for him.
Answer:
Annual notice of change is important to read. It tells you how your current plan will look like and if it will still be available in your area.
I highly recommand to read the annual notice of change so that you don't have a surprise by the beginning of the year.
Answer:
There are different options how to pay your Medicare bill.
if you just signed up for Medicare then I can take a while till everything is set.
Answer:
If you are turning 65 then you have a garatnied issue that means you can choose what fits you best with out underwriting. So no you can not be turned down it that case.
If you are already on Sublemental plan or Advantange plan and the plan is continued for next year. Then yes, you can be turned down.
Answer: 3 months before you turn 65. We can set up a meeting and I can walk you through. We start the process together and then work step by step
Answer: I am not licensed in IL. If you want to I am happy to refer you to friend that is very knowledable in IL.
Answer: If you are willing to share the name of the doctor. Then we can looking it up and it will show in green
Answer: The client might have received a letter in the mail. But we can always check with help of software once the potential client agrees and has signed the SOB
Answer: I am pationed about what I am doing. I walk clients step by step through. Once sign up. I am here to assist.
Answer:
Would be more than happy t assist you.
Would you be able to talk on the phone? I can walk you through the steps. There is no obligation.