Gisele Salas, Medicare Insurance Agent

Answer: No Medicare supplement (Medigap) company is immune to regular premium increases. Because supplements are heavily regulated, benefits are identical across companies; thus, plans instead compete heavily by offering low initial rates and later raising them. To avoid drastic rate spikes, look for companies with a reputation for stable rate histories, highly rated financial strength, and use issue-age pricing.

Answer: I guess you the total feeling of satisfaction to be able to help the elderly with their Medicare needs

Answer: Medicare Part B completely covers DEXA bone density scans every 24 months for eligible individuals. To pay nothing out-of-pocket, ensure your doctor and imaging facility accept "Medicare assignment". Medicare covers this test if you are a woman 65 or older, taking long-term steroids, or have specific medical conditions.

Answer: Because they did not enroll during their initial enrollment .period

Also, because they believe they’re healthy and they do not need part B and D

Answer: Enrollment in any part of Medicare part a or B prevents you from contributing to the HSA on a pre-tax basis

And also, you cannot cancel your part A Medicare unless you paid premiums into it

Answer: You may be eligible to enroll in a Medicare advantage plan

Although a few providers may accept Medicare only

Answer: You can enroll in any new Medicare plan available i.e. Medicare advantage supplement

Prescription drug

Answer: Medicare only is not necessarily better, although some providers may accept Medicare only

But it only covers 80% of your charges

And it does not offer prescription drug you would have to buy this separately

Answer: Medicare seminars are very helpful in that specifically for people turning 65 they don’t know where to turn

Answer: You cannot enroll into Medicare. If you’re not entitled to it, you would have to have enough credits that you have accumulated over 10 years.

However, that being said you can buy into Medicare

Answer: Medicare Asians, will you advise you and have the knowledge to find the best plan for you with the right coverage based on your needs

Answer: Yes, you can just have Medicare A and B

But you should enroll in Medicare advantage plan most of them have no monthly premium

And they cover prescription drugs