Gisele Salas, Medicare Insurance Agent

Answer: Either way, you should sign up for Medicare sooner or later no matter where you live in the US if you have paid into Medicare.

Answer: Medicare is for people 65 years and older who have paid into Medicare for most of their lives.

So this is not a Medicare question.

Younger people under no circumstances should be entitled to Medicare, nor have they paid into Medicare.

Answer: Medicare, but coverage is strictly limited to manual spinal manipulation to correct a subluxation. All other routine chiropractic services, exams, and X-rays are statutorily excluded from Medicare coverage.

Answer: Original Medicare (Parts A and B) generally does not cover routine eyeglasses, contact lenses, or eye exams used to write prescriptions for them.

Answer: G7 15 Day Continuous Glucose Monitoring (CGM) Systems are covered by Medicare for patients who meet the Medicare coverage criteria. Medicare coverage for therapeutic CGM includes certain beneficiaries who have diabetes, are insulin-treated, and see their doctor for their diabetes every 6 months.

Answer: No Medicare supplement (Medigap) company is immune to regular premium increases. Because supplements are heavily regulated, benefits are identical across companies; thus, plans instead compete heavily by offering low initial rates and later raising them. To avoid drastic rate spikes, look for companies with a reputation for stable rate histories, highly rated financial strength, and use issue-age pricing.

Answer: I guess you the total feeling of satisfaction to be able to help the elderly with their Medicare needs.

Answer: Medicare Part B completely covers DEXA bone density scans every 24 months for eligible individuals. To pay nothing out-of-pocket, ensure your doctor and imaging facility accept "Medicare assignment". Medicare covers this test if you are a woman 65 or older, taking long-term steroids, or have specific medical conditions.

Answer: Because they did not enroll during their initial enrollment .period

Also, because they believe they’re healthy and they do not need part B and D

Answer: Enrollment in any part of Medicare Part A or B prevents you from contributing to the HSA on a pre-tax basis.

And also, you cannot cancel your Part A Medicare unless you paid premiums into it.

Answer: You may be eligible to enroll in a Medicare Advantage plan.

Although a few providers may accept Medicare only.

Answer: You can enroll in any new Medicare plan available, i.e., Medicare Advantage, supplement, prescription drug.

Answer: Medicare only is not necessarily better, although some providers may accept Medicare only.

But it only covers 80% of your charges.

And it does not offer prescription drug coverage; you would have to buy this separately.

Answer: Medicare seminars are very helpful in that specifically for people turning 65 they don’t know where to turn

Answer: You cannot enroll into Medicare. If you’re not entitled to it, you would have to have enough credits that you have accumulated over 10 years.

However, that being said, you can buy into Medicare.

Answer: Medicare Agents will advise you and have the knowledge to find the best plan for you with the right coverage based on your needs.

Answer: Yes, you can just have Medicare A and B.

But you should enroll in a Medicare Advantage plan; most of them have no monthly premium.

And they cover prescription drugs.