I'm turning 65 next month and the amount of Medicare mail I'm getting is overwhelming. How do I sort through all this?
Answered by 6 licensed agents
Throw all of it in a bag for recycling! Work with a Professional who's been helping folks for decades with Medicare Planning! Work with someone who can offer BOTH Medicare Supplement/Medigap AND Medicare Advantage and make sense of the "Medicare Alphabet Soup" for you! WE do that! WE make is simple and understandable! You got this!
Ignore all the Medicare mailings you are receiving. Find yourself a knowledgeable Medicare broker who can help you find the best health plan that suits your needs.
Answered by William Lawler on April 3, 2025
Broker Licensed in MO, FL, IA & 12 other states
The best way to "sort through all this" is to find an Independent Insurance Agent that you can trust to guide you. An Independent Insurance Agent is contracted with different carriers and can shop plans for you instead of being beholden to one company like "captive" agents. You will also be able to contact your trusted Agent after the sale for help with questions and issues, shoud they arise.
STOP pouring through all of that mail and find an Independent Broker to guide you through the process. Ask Google to find a Broker in your area who will know what the local options are for you.
A Broker can walk you through the application process to obtain your MEDICARE CARD and then take the time to research your drugs, your budget, your pharmacies, which Doctors accept which Plans and give you the comfort that you are getting the right Plan.
Ignore the mail unless it's from Social Security. Then, ask friends, family, etc. for the name of a good independent broker to help you navigate through turning 65. Treat your search for a broker like you would if you were moving into a new area and needed to find a doctor or auto mechanic. Like a doctor, a licensed broker is licensed, trained, and insured to help you. Make sure the broker is independent (not beholden to any single company) and offers both Medicare Supplements and Medicare Advantage plans so that he or she can fairly and intelligently explain the pros and cons of each.
I'm sorry that you're having to go through that but unfortunately since you are turning 65 a lot of the insurance companies are responsible for this type of marketing along with maybe some smaller brokerage firms. I would recommend contacting your local health insurance broker which you can find easily on Medicare agents hub and that would probably be the best solution when you're coming into Medicare for the very first time.
Answered by Robert Simm on April 7, 2025
Broker Licensed in NC, AL, AR & 14 other states
Tags:
Advice for Seniors
New To Medicare
Turning 65
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