What can I change during the October 15 through December 7 enrollment period?
Answered by 7 licensed agents
Pretty much anything. You can change from one Advantage plan to another. You can disenroll from your Advantage plan and switch to Medigap insurance along with a Part D prescription drug plan. You can disenroll from Medigap and go into an Advantage plan. Etc. You even can revert to just traditional Medicare - although that would subject you to considerable financial exposure.
During the fall enrollment window, you have several options to adjust your coverage: you can switch from one Medicare Advantage plan to a different one, leave Original Medicare to enroll in a Medicare Advantage plan, drop your Medicare Advantage plan to return to Original Medicare, or join, switch, or drop a standalone prescription drug plan if you are on Original Medicare.
During Medicare's fall Open Enrollment, eligible beneficiaries can change Medicare Advantage or Part D coverage, including moving between Original Medicare and Medicare Advantage. Changes generally begin January 1. This time period is also ideal to review your coverage exposures or gaps. Many agents have solutions to help shield you from those exposures with plans such as Home Healthcare, Cancer, or Heart / Stroke additional coverage. The last thing is to review your final expenses and will to ensure that you have plans in place to cover your wishes and end-of-life costs.
You can switch from one Medicare Advantage plan to another.
Switch between Original Medicare and Medicare Advantage or join, drop, or change a Medicare Part D prescription drug plan, depending on how you get your coverage
In most cases your change would take effect Jan 1st
