How does losing a spouse impact my Medicare plan if I was on their employer coverage?
Answered by 1 licensed agent
When a client loses a spouse and was on their employer coverage, I explain they have 63 days to enroll in Medicare or adjust their plan without facing a penalty. It’s a qualifying event, so they’d need to switch to their own Part B if they’re 65, and I’d urge them to do it promptly to avoid any cost hikes or coverage lapses. The rules give them a clear path forward, but timing is critical.
Answered by Brian Moore on March 26, 2025
Broker Licensed in OH
Tags: Coverage New To Medicare
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