Jeffrey Fraas, Medicare Insurance Agent
Jeffrey Fraas
A Medicare Beacon LLC
Medicare Agent Licensed in TN, KY, MO and TX
8+ Years of Experience
Contact Details
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Location
Knoxville, TN
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Phone
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Website
About Me
As a East TN Medicare Educator, A Medicare Beacon, LLC will work with you to help balance your specific needs and find exactly the right options and benefits. I can help by offering one-off support and going through your plans to find the BEST plan available to you.
Call to discuss your needs today. I will talk through your options and help you find the perfect plan!
Directions to My Office
Q&A with Jeffrey Fraas
What benefits are there to working with a Medicare Agent near me vs remote/virtual?
Answer: The benefits are that a more personal touch can be given by actually meeting face to face and knowing that each person is familiar with local Medicare plans that are available. There is a sense of safe and secure communication with the consumer, stronger trust is established.
How do you educate clients who are completely new to Medicare?
Answer: I provide the client a copy of the Choosing a Medigap Policy booklet from CMS and go over the first 13 pages with them. This helps clients get a better understanding of Medicare basics.
How does losing a spouse impact my Medicare plan if I was on their employer coverage?
Answer: In most cases if you were on employer coverage you would lose that coverage and would qualify for a Special Enrollment Period to enroll in Original Medicare Part A & B and Part D with a Medigap plan or choose a Part C Medicare Advantage plan if you are Medicare eligible (Age 65). Also your employer coverage including drug coverage would have had to been creditable coverage compared to Medicare health insurance. If not then there may be late penalties for Part B and Part D Medicare coverage.