How do you explain to clients that “zero-premium” doesn’t mean “zero-cost” with Medicare Advantage?
Answered by 2 licensed agents
My Daddy use to say, "Son, there ain't no such thing as a free lunch." This is the case with the zero dollar premium Medicare Advantage(MAPD.) In order to enroll in a MAPD, you have to be enrolled in Medicare A AND B, so you still have to pay your Part B premium.
The Zero Premium does not mean "zero cost." MAPD plans are a "Pay as you go" plan. Depending on what plan you enroll in you may have co pays for Doctor visits, Specialist, and Hospital stays.
The Zero Premium does not mean "zero cost." MAPD plans are a "Pay as you go" plan. Depending on what plan you enroll in you may have co pays for Doctor visits, Specialist, and Hospital stays.
Answered by Phillip Lovelady on March 25, 2025
Agent Licensed in TX
Zero premium means the plan doesn’t have a monthly cost. That doesn’t eliminate costs plan share or the cost to do business with other providers.
Answered by Adriane Williams on March 31, 2025
Agent Licensed in OK, AK, AL & 48 other states
Tags: Medicare Advantage
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