Does Medicare cover MRI scans?

Answered by 9 licensed agents

If the MRI is medically necessary, they will cover it. Most times it is based on the diagnosis utilized for the client..

Answered by Shelly Hefley on May 11, 2026

Broker Licensed in IN, AL, IL, KY & TN

Answered by Shelly Hefley Medicare Insurance Agent
Yes, Medicare covers MRI scans when they are considered medically necessary and ordered by a doctor. Medicare Part B usually covers outpatient MRIs, but your out-of-pocket costs will depend on the type of Medicare coverage you have and where the MRI is performed. Some Medicare plans may also require prior authorization before the scan is approved.

Answered by Jake Purvis on May 11, 2026

Broker Licensed in FL, GA & TX

Answered by Jake Purvis Medicare Insurance Agent
MRI scans fall under Part B; therefore, depending on which Medicare plan benefits you have selected, the cost could vary.

Answered by Zachary Whitaker on May 11, 2026

Broker Licensed in NC, AL, FL & 13 other states

Answered by Zachary Whitaker Medicare Insurance Agent
Typically Medicare Part B covers 80% of this cost and you would be responsible for 20% however there are many other contributing factors as to whether they will cover it or not. I high recommend getting additional coverage to help off set some out of pocket costs associated with only having Medicare Part A and Medicare Part B

Answered by Jennifer Kalbach on May 11, 2026

Agent Licensed in KY

Answered by Jennifer Kalbach Medicare Insurance Agent
Yes. MRI’s are considered diagnostic tests so always check your Summary of Benefits if you have a Medicare Advantage Plan to determine your copay/coinsurance.

Answered by Amy Jones on June 22, 2026

Broker Licensed in WV, AL, AZ & 29 other states

Answered by Amy Jones Medicare Insurance Agent
Yes, if it is approved by Medicare which will cover 80% of the approved amount. There are ways to help with the co-pay.

Answered by Daniel Sawicki on May 11, 2026

Agent Licensed in FL

Answered by Daniel Sawicki Medicare Insurance Agent
Yes, Medicare does cover MRIs, but the amount of coverage depends on the plan you have. If you have Original Medicare (and the doctor or facility accepts Medicare), Medicare would pay 80% of the cost and you (or your Medicare Supplement plan) would be responsible for the 20%. Medicare Advantage plans cover MRIs, but prior authorization for MRIs must be obtained. There may also be a copayment or cost-sharing amount to be paid, depending on your plan.

Answered by Diondra Newton on May 11, 2026

Broker Licensed in FL

Answered by Diondra Newton Medicare Insurance Agent
Yes! If your provider accepts Medicare they will cover MRIs. And depending on which type of plan you have, you may have to pay towards a yearly deductible, or what they call a copay of some of the plans. All depending on what type of coverage you have in place,

Answered by Laurie Baumgartner on May 11, 2026

Agent Licensed in SD

Answered by Laurie Baumgartner Medicare Insurance Agent
Yes, your diagnostic procedures are covered under Part B. They also need to be medically necessary for Medicare to cover them.

Answered by ShaLane Hertel on May 11, 2026

Agent Licensed in OR, CA, ID & WA

Answered by ShaLane Hertel Medicare Insurance Agent

Tags: Coverage Medicare Part B

Agents: Share Your Expertise

Have insights or experiences related to this topic? Help others by sharing your knowledge and answering this question.

Seniors: Ask a Question of Your Own

Questions are generally answered within 1 to 3 business days. Receive valuable perspectives from multiple licensed agents and brokers.

Ask a Question