I don’t pay the $202 Medicare premium because of my SSDI income. Will I have to pay it when I turn 65?
Answered by 4 licensed agents
In 2026, the standard Part B premium is $202.90/month.
If your Part B premium is currently being paid through a Medicare Savings Program or another state assistance program, that assistance may continue after 65 if you still qualify based on your income and resources. Your SSDI status itself does not automatically make Part B free. Part B normally has a premium.
Importantly, when someone receiving SSDI reaches 65, they generally don't face a Part B late-enrollment penalty simply because they were on SSDI. So the key question is: Who is currently paying your $202.90 Part B premium? If you tell me whether it's Medicaid, a Medicare Savings Program, or something else, I can explain what is likely to happen at 65.
Answered by Erum Fatima on August 20, 2026
Broker Licensed in CT
This assistance does not automatically stop when you turn 65, but you could be removed from the program if you no longer meet the eligibility requirements. You will likely need to verify your income and assets to confirm that you still qualify and can continue to have your Medicare Part B premium covered, allowing you to pay $0.
Answered by Kyle McLaughlin on August 21, 2026
Broker Licensed in PA & MD
Answered by Kenneth Parsons on August 20, 2026
Agent Licensed in NM, AZ & TX
Answered by Marlene Dunlap-Martino on August 20, 2026
Broker Licensed in NY, FL, NC, PA & SC
Tags: Advice for Seniors Coverage The Medicare System
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