Corey Bennett, Medicare Insurance Broker
Corey Bennett
Genesis Retirement Group
Medicare Broker Licensed in IN
Contact Details
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Location
Spencer, IN
About Me
Hi! My name is Corey, and I am your dedicated Medicare consultant and agent. My focus is on Medicare, and I am committed to assisting you in finding the most suitable plan that aligns with your unique needs and budgetary constraints. I will tackle the challenge of sifting through plans from nationally and locally recognized companies, so you don't have to. What's more, my services are entirely free! Reach out to me today to explore your Medicare insurance options and be sure to mention that you discovered me on Medicare Agents Hub!
Directions to My Office
Q&A with Corey Bennett
What happens when your Medicare MSA funds run out?
Answer: When your MSA funds run out, you keep paying your medical costs out of pocket until you hit the plan’s deductible. The MSA deposit will help, but once it’s gone, you’re responsible for the rest until that big deductible is met.
Does Medicare cover PCSK9 inhibitors like Repatha and Praluent?
Answer: Yes, Medicare does cover PCSK9 inhibitors like Repatha and Praluent, but only under Part D or a Medicare Advantage plan with drug coverage, and the plan has to list them on its formulary. Most plans require prior authorization, and your copay can vary a lot depending on the plan.
Is it worth paying more for a Medicare Part D plan with better drug coverage?
Answer: Yes, it’s often worth paying more if you take several meds or have expensive prescriptions. A cheaper Part D plan can look good upfront, but higher copays, gaps in the formulary, or stricter rules can end up costing you more over the year.
I don’t pay the $202 Medicare premium because of my SSDI income. Will I have to pay it when I turn 65?
Answer: Yes, you will pay the medicare part B premium when you turn 65 unless you are still eligible for the medicare savings program.
What are the pros and cons of a Medicare Medical Savings Account?
Answer: A Medicare MSA lets you use tax‑free money for medical costs, usually comes with a low or zero premium, and gives you freedom to choose your providers. On the downside, it has a high deductible, doesn’t include drug coverage, and can get expensive if you need regular or ongoing care.
How do I cancel my Medicare coverage?
Answer: You can cancel Medicare, but you have to do it directly through Social Security. To cancel Part A or Part B, you have to submit a signed form and talk with Social Security so they can process it. For Part D or a Medicare Advantage plan, you can disenroll during certain periods.
Can I collect Social Security benefits without signing up for Medicare?
Answer: Yes, you can collect Social Security without signing up for Medicare, but only if you’re under 65. Once you turn 65, the rules change. If you’re already receiving Social Security at that point, you’re automatically enrolled in Medicare Part A.
I work for a church with 40 employees, but only 7 are full-time and eligible for employer health insurance. Does Medicare’s 20-employee rule still apply?
Answer: Yes, the 20‑employee rule still applies. Your church counts all employees, not just the ones eligible for insurance.
Does Medicare cover LASIK eye surgery?
Answer: No, Medicare doesn’t cover LASIK. It’s considered an elective procedure, not medically necessary, so Original Medicare and most Medicare Advantage plans won’t pay for it.
What are the reasons why I should work with a Medicare agent?
Answer: Working with a Medicare agent simply makes the whole process easier. I look at your doctors, prescriptions, and budget to match you with the plan that actually fits you, not whatever looks good on paper. I also help you avoid surprise costs, make sure your enrollment is done correctly, and step in when billing or claim issues pop up. You get ongoing support, yearly plan reviews, and someone who knows which providers work with which plans.