From your experience working with Medicare beneficiaries, what are the biggest warning signs that a doctor or healthcare provider may be involved in Medicare fraud, and what should beneficiaries do to protect themselves?

Answered by 1 licensed agent

One unexpected charge does not automatically mean fraud. Billing mistakes happen. But there are a few warning signs worth paying attention to.

A big one is seeing a service, test or piece of medical equipment on your Medicare statement that you never received. I would also question repeated charges for the same service, equipment your doctor never ordered, or a bill that describes more care than you remember receiving.

Be especially careful if someone contacts you unexpectedly offering “free” braces, medical equipment, genetic testing or other services in exchange for your Medicare number. Someone may be planning to bill Medicare after getting your information.

The best protection is to actually read your Medicare Summary Notice or Medicare Advantage Explanation of Benefits. Ask yourself: Did I see that doctor? Did I receive that test? Did my doctor order that equipment?

If something looks wrong, call the provider’s billing office first. It may be a coding or billing error that can be corrected.

If the explanation still does not make sense, call Medicare at 1-800-MEDICARE (1-800-633-4227) or contact the Senior Medicare Patrol at 1-877-808-2468 for help.

And protect your Medicare number like you would a credit card. Pay attention, ask questions, and report anything that truly does not add up.

Answered by Jeremy Harkins on September 16, 2026

Broker Licensed in TN, AR, CA & 5 other states

Answered by Jeremy Harkins Medicare Insurance Agent

Tags: Advice for Seniors The Medicare System

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