Hector Leguillow, Medicare Insurance Agent

About Me

With over 22 years of dedicated service in the Army and Army National Guard, I bring a wealth of experience and a strong commitment to serving my community. As a Licensed Practical Nurse (LPN) and former Nursing Home Administrator, I have a deep understanding of healthcare needs, particularly for seniors. A proud resident of Bellevue, Nebraska for nearly 40 years, I have cultivated strong connections within the community. I’m honored to serve as an Ambassador for the Bellevue Chamber of Commerce,

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Q&A with Hector Leguillow

What is the maximum out-of-pocket limit for Medicare Advantage plans?

Answer: Medicare Advantage plans max out of pocket amounts may vary by product but the hard rule is $9,250 for in network or $13,900 for out of network services.

Can I change my Medicare Part D plan anytime during the year?

Answer: The short answer is no. Switching your drug plan can only be done under these circumstances:

- open enrollment 15 October - December 7

- Special enrollment periods due to:

- moving out of the current plans area

- entering or leaving a nursing home

- losing credible drug coverage

- becoming eligible for low income

subsidy

- you plan went out of business or

stopped serving your area

What are the reasons why I should work with a Medicare agent?

Answer: A Medicare agent is more than a sales agent. Traditional Medicare is not a one size fits all. Plans vary according needs and budgets. Finding the right cover takes time and research. A dedicated agent helps do the research for you.

Are preventative screenings covered by Medicare?

Answer: Yes. Medicare covers screenings like an annual wellness visit. Other screenings include blood pressure , cholesterol, diabetes, colorectal cancer screening, mammograms and bone density testing. Preventative vaccines are also covered under Medicare.