I've been dreading hitting the donut hole each year. How will its elimination in 2025 change what I pay throughout the year?
Answered by 3 licensed agents
Answered by Melonie Wood on April 4, 2025
Agent Licensed in FL & AL
The annual deductible applies toward the oop max.
Answered by James Carlson on April 8, 2025
Agent Licensed in MN
Don't forget that you have options with regard to paying for a copay for a drug. These are as follows: A) Making a copay for a prescription at your "Preferred" or in-network pharmacy when you have an Advantage plan, B) if you opted for a Medicare Supplement, along with a "Stand-Alone" Part D prescription drug plan, again going to a in-network preferred pharmacy can be your best choice, except for C) using an online discount pharmacy (like GoodRx.com, singlecare.com, costplusdrugs.com, etc., which can yield a better price than thru your Part D drug plan. That is an option; but you can only use one or the other for the same drug. Also, remember that if you've had success in the use of a Canadian online discount pharmacy, those out-of-pocket costs will no longer be applied toward that $2K deductible.
Answered by Steven Bleicher on April 6, 2025
Broker Licensed in AZ
Tags: Medicare Part D Prescription Drug
Agents: Share Your Expertise
Have insights or experiences related to this topic? Help others by sharing your knowledge and answering this question.
Add Your Answer