How is January through March Medicare Advantage Open Enrollment different from the October through December Enrollment period?

Answered by 2 licensed agents

October 15–December 7 is Open Enrollment.

You can:

- Switch from Original Medicare to Medicare Advantage.

- Switch from Medicare Advantage back to Original Medicare.

- Change Medicare Advantage plans.

- Join, change or drop a Part D prescription-drug plan.

Changes generally begin January 1.

January 1–March 31 is Medicare Advantage Open Enrollment.

This period is only for people already enrolled in Medicare Advantage. You can make one change:

- Switch to another Medicare Advantage plan, or

- Return to Original Medicare and, if needed, join a Part D plan.

You cannot use this period to move from Original Medicare into Medicare Advantage or change a stand-alone Part D plan while remaining in Original Medicare. Changes generally begin the first day of the following month.

Answered by Lee Carroll on September 15, 2026

Agent Licensed in NC

Answered by Lee Carroll Medicare Insurance Agent
This period is for people already enrolled in Medicare Advantage. It generally allows one switch to another Medicare Advantage plan or a return to Original Medicare with an opportunity to join Part D. It does not let someone with Original Medicare simply join Medicare Advantage, and it does not create an automatic right to buy Medigap (Medicare Supplement).

Answered by Jeremy Harkins on September 14, 2026

Broker Licensed in TN, AR, CA & 5 other states

Answered by Jeremy Harkins Medicare Insurance Agent

Tags: Advice for Seniors Enrollment Periods The Medicare System

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